Kearney Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Kearney Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 4 | $752K | $188K | 18.2% |
| 561730 | Landscaping Services | 2 | $136K | $68K | 9.1% |
| 621310 | Offices of Chiropractors | 2 | $40K | $20K | 9.1% |
| 713120 | Amusement Arcades | 1 | $20K | $20K | 4.5% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers | 1 | $132K | $132K | 4.5% |
| 722511 | Full-Service Restaurants | 1 | $90K | $90K | 4.5% |
| 236220 | Commercial and Institutional Building Construction | 1 | $125K | $125K | 4.5% |
| 484110 | General Freight Trucking, Local | 1 | $101K | $101K | 4.5% |
| 111421 | Nursery and Tree Production | 1 | $35K | $35K | 4.5% |
| 561621 | Security Systems Services (except Locksmiths) | 1 | $45K | $45K | 4.5% |
Geographic Distribution
SBA lending activity for Kearney Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 22 | $2.5M | 100.0% |
Why Choose Kearney Trust Company?
Based on SBA 7(a) lending track record from 2001-2015
- ✓Proven Track Record: 22 SBA loans approved, totaling $2.5M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, Landscaping Services, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 6.77% with flexible term lengths averaging 66 months
- ✓Loan Range: Loan sizes from $20K to $315K, with an average of $113K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Kearney Trust Company SBA lending
What types of businesses does Kearney Trust Company typically finance?
Kearney Trust Company specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, landscaping services, offices of chiropractors, amusement arcades. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Kearney Trust Company's typical SBA loan terms?
Kearney Trust Company's SBA 7(a) loans typically feature an average interest rate of 6.77% and average term length of 66 months (approximately 6 years). Loan sizes range from $20K to $315K, with an average loan size of $113K.
Do I need a business valuation for a Kearney Trust Company SBA loan?
Yes, Kearney Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Kearney Trust Company compare to other SBA lenders?
Kearney Trust Company has originated 22 SBA loans totaling $2.5M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Kearney Trust Company lend in?
Kearney Trust Company provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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