INTRUST Bank, National Association
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by INTRUST Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 32 | $2.2M | $68K | 5.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 32 | $5.7M | $178K | 5.2% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 32 | $1.9M | $60K | 5.2% |
| 424910 | Farm Supplies Merchant Wholesalers | 32 | $13.6M | $425K | 5.2% |
| 713940 | Fitness and Recreational Sports Centers | 32 | $4.8M | $149K | 5.2% |
| 238990 | All Other Specialty Trade Contractors | 24 | $7.7M | $321K | 3.9% |
| 812112 | Beauty Salons | 16 | $1.8M | $113K | 2.6% |
| 722511 | Full-Service Restaurants | 16 | $3.5M | $217K | 2.6% |
| 323113 | Commercial Screen Printing | 16 | $3.8M | $237K | 2.6% |
| 111421 | Nursery and Tree Production | 16 | $4.0M | $250K | 2.6% |
Geographic Distribution
SBA lending activity for INTRUST Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 528 | $163.5M | 85.7% |
| Arkansas (AR) | 32 | $22.4M | 5.2% |
| Missouri (MO) | 40 | $6.3M | 6.5% |
| Oklahoma (OK) | 8 | $2.2M | 1.3% |
| Texas (TX) | 8 | $800K | 1.3% |
Why Choose INTRUST Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 616 SBA loans approved, totaling $195.2M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Automotive Body, Paint, and Interior Repair and Maintenance, Offices of Physical, Occupational and Speech Therapists, and Audiologi
- ✓Competitive Terms: Average interest rate of 6.91% with flexible term lengths averaging 102 months
- ✓Loan Range: Loan sizes from $10K to $3.5M, with an average of $317K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in KS, MO, AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about INTRUST Bank, National Association SBA lending
What types of businesses does INTRUST Bank, National Association typically finance?
INTRUST Bank, National Association specializes in SBA 7(a) lending to specific industries including offices of chiropractors, automotive body, paint, and interior repair and maintenance, offices of physical, occupational and speech therapists, and audiologi, farm supplies merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are INTRUST Bank, National Association's typical SBA loan terms?
INTRUST Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.91% and average term length of 102 months (approximately 9 years). Loan sizes range from $10K to $3.5M, with an average loan size of $317K.
Do I need a business valuation for a INTRUST Bank, National Association SBA loan?
Yes, INTRUST Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does INTRUST Bank, National Association compare to other SBA lenders?
INTRUST Bank, National Association has originated 616 SBA loans totaling $195.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does INTRUST Bank, National Association lend in?
INTRUST Bank, National Association provides SBA 7(a) financing with particularly strong presence in KS, MO, AR, TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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