Hyperion Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by Hyperion Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 40 | $21.4M | $536K | 15.2% |
| 722513 | Limited-Service Restaurants | 32 | $23.9M | $748K | 12.1% |
| 311811 | Retail Bakeries | 16 | $12.5M | $782K | 6.1% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 16 | $10.5M | $655K | 6.1% |
| 456199 | Other | 16 | $2.0M | $125K | 6.1% |
| 812199 | Other Personal Care Services | 8 | $1.5M | $194K | 3.0% |
| 311812 | Commercial Bakeries | 8 | $27.4M | $3.4M | 3.0% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $7.5M | $933K | 3.0% |
| 711510 | Independent Artists, Writers, and Performers | 8 | $3.7M | $459K | 3.0% |
| 455219 | Other | 8 | $19.3M | $2.4M | 3.0% |
Geographic Distribution
SBA lending activity for Hyperion Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 88 | $70.8M | 33.3% |
| Georgia (GA) | 88 | $68.0M | 33.3% |
| Florida (FL) | 32 | $28.5M | 12.1% |
| New York (NY) | 16 | $26.0M | 6.1% |
| New Jersey (NJ) | 32 | $21.6M | 12.1% |
| Maryland (MD) | 8 | $810K | 3.0% |
Why Choose Hyperion Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 264 SBA loans approved, totaling $215.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Retail Bakeries
- ✓Competitive Terms: Average interest rate of 9.25% with flexible term lengths averaging 170 months
- ✓Loan Range: Loan sizes from $100K to $3.4M, with an average of $817K
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in GA, PA, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Hyperion Bank SBA lending
What types of businesses does Hyperion Bank typically finance?
Hyperion Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, retail bakeries, other miscellaneous durable goods merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Hyperion Bank's typical SBA loan terms?
Hyperion Bank's SBA 7(a) loans typically feature an average interest rate of 9.25% and average term length of 170 months (approximately 14 years). Loan sizes range from $100K to $3.4M, with an average loan size of $817K.
Do I need a business valuation for a Hyperion Bank SBA loan?
Yes, Hyperion Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Hyperion Bank compare to other SBA lenders?
Hyperion Bank has originated 264 SBA loans totaling $215.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Hyperion Bank lend in?
Hyperion Bank provides SBA 7(a) financing with particularly strong presence in GA, PA, FL, NJ, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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