Home Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Home Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 33 | $66.3M | $2.0M | 10.7% |
| 713940 | Fitness and Recreational Sports Centers | 9 | $1.7M | $187K | 2.9% |
| 624410 | Child Care Services | 9 | $9.4M | $1.0M | 2.9% |
| 213112 | Support Activities for Oil and Gas Operations | 6 | $6.1M | $1.0M | 1.9% |
| 812199 | Other Personal Care Services | 6 | $2.7M | $452K | 1.9% |
| 811192 | Car Washes | 5 | $4.9M | $989K | 1.6% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 5 | $8.2M | $1.6M | 1.6% |
| 561730 | Landscaping Services | 4 | $3.9M | $981K | 1.3% |
| 722511 | Full-Service Restaurants | 4 | $3.9M | $976K | 1.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 4 | $5.9M | $1.5M | 1.3% |
Geographic Distribution
SBA lending activity for Home Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 171 | $244.0M | 55.3% |
| Louisiana (LA) | 128 | $58.2M | 41.4% |
| Mississippi (MS) | 10 | $1.3M | 3.2% |
Why Choose Home Bank, National Association?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 309 SBA loans approved, totaling $303.6M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Fitness and Recreational Sports Centers, Child Care Services
- ✓Competitive Terms: Average interest rate of 6.34% with flexible term lengths averaging 195 months
- ✓Loan Range: Loan sizes from $14K to $5.0M, with an average of $983K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TX, LA, MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Home Bank, National Association SBA lending
What types of businesses does Home Bank, National Association typically finance?
Home Bank, National Association specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, fitness and recreational sports centers, child care services, support activities for oil and gas operations. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Home Bank, National Association's typical SBA loan terms?
Home Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.34% and average term length of 195 months (approximately 16 years). Loan sizes range from $14K to $5.0M, with an average loan size of $983K.
Do I need a business valuation for a Home Bank, National Association SBA loan?
Yes, Home Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Home Bank, National Association compare to other SBA lenders?
Home Bank, National Association has originated 309 SBA loans totaling $303.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Home Bank, National Association lend in?
Home Bank, National Association provides SBA 7(a) financing with particularly strong presence in TX, LA, MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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