Glacier Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Glacier Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 296 | $140.1M | $473K | 5.1% |
| 722511 | Full-Service Restaurants | 232 | $171.2M | $738K | 4.0% |
| 811111 | General Automotive Repair | 152 | $46.2M | $304K | 2.6% |
| 561730 | Landscaping Services | 152 | $23.5M | $154K | 2.6% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 120 | $95.0M | $792K | 2.1% |
| 238990 | All Other Specialty Trade Contractors | 120 | $53.1M | $442K | 2.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 112 | $16.1M | $144K | 1.9% |
| 238210 | Electrical Contractors | 104 | $76.2M | $732K | 1.8% |
| 713940 | Fitness and Recreational Sports Centers | 104 | $40.2M | $387K | 1.8% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 96 | $12.0M | $125K | 1.7% |
Geographic Distribution
SBA lending activity for Glacier Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Idaho (ID) | 2,624 | $989.1M | 45.6% |
| Texas (TX) | 512 | $459.1M | 8.9% |
| Washington (WA) | 568 | $426.1M | 9.9% |
| Montana (MT) | 1,208 | $387.5M | 21.0% |
| Colorado (CO) | 280 | $195.9M | 4.9% |
| Utah (UT) | 280 | $183.3M | 4.9% |
| Wyoming (WY) | 144 | $129.3M | 2.5% |
| Arizona (AZ) | 80 | $51.1M | 1.4% |
| California (CA) | 8 | $22.8M | 0.1% |
| Ohio (OH) | 16 | $15.8M | 0.3% |
| Alabama (AL) | 8 | $12.0M | 0.1% |
| Nevada (NV) | 8 | $4.0M | 0.1% |
| Oregon (OR) | 8 | $1.5M | 0.1% |
| Indiana (IN) | 8 | $396K | 0.1% |
Why Choose Glacier Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 5,752 SBA loans approved, totaling $2.88B in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 7.03% with flexible term lengths averaging 134 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $500K
- ✓Nationwide Reach: Active lending in 14 states, with strong presence in ID, MT, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Glacier Bank SBA lending
What types of businesses does Glacier Bank typically finance?
Glacier Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, general automotive repair, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Glacier Bank's typical SBA loan terms?
Glacier Bank's SBA 7(a) loans typically feature an average interest rate of 7.03% and average term length of 134 months (approximately 11 years). Loan sizes range from $5K to $5.0M, with an average loan size of $500K.
Do I need a business valuation for a Glacier Bank SBA loan?
Yes, Glacier Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Glacier Bank compare to other SBA lenders?
Glacier Bank has originated 5,752 SBA loans totaling $2.88B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Glacier Bank lend in?
Glacier Bank provides SBA 7(a) financing with particularly strong presence in ID, MT, WA, TX, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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