Gibsland Bank & Trust Company
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Gibsland Bank & Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624120 | Services for the Elderly and Persons with Disabilities | 8 | $1.5M | $185K | 4.8% |
| 722330 | Mobile Food Services | 8 | $440K | $55K | 4.8% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $3.4M | $422K | 4.8% |
| 711212 | Racetracks | 8 | $7.5M | $935K | 4.8% |
| 812111 | Barber Shops | 8 | $200K | $25K | 4.8% |
| 541611 | Administrative Management and General Management Consulting Services | 8 | $400K | $50K | 4.8% |
| 213112 | Support Activities for Oil and Gas Operations | 8 | $4.0M | $500K | 4.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $906K | $113K | 4.8% |
| 517919 | All Other Telecommunications | 8 | $1.6M | $200K | 4.8% |
| 811111 | General Automotive Repair | 8 | $423K | $53K | 4.8% |
Geographic Distribution
SBA lending activity for Gibsland Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 160 | $55.8M | 95.2% |
| Texas (TX) | 8 | $40.0M | 4.8% |
Why Choose Gibsland Bank & Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 168 SBA loans approved, totaling $95.8M in financing
- ✓Industry Expertise: Specialized focus on Services for the Elderly and Persons with Disabilities, Mobile Food Services, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 9.15% with flexible term lengths averaging 167 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $570K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in LA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Gibsland Bank & Trust Company SBA lending
What types of businesses does Gibsland Bank & Trust Company typically finance?
Gibsland Bank & Trust Company specializes in SBA 7(a) lending to specific industries including services for the elderly and persons with disabilities, mobile food services, fitness and recreational sports centers, racetracks. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Gibsland Bank & Trust Company's typical SBA loan terms?
Gibsland Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 9.15% and average term length of 167 months (approximately 14 years). Loan sizes range from $25K to $5.0M, with an average loan size of $570K.
Do I need a business valuation for a Gibsland Bank & Trust Company SBA loan?
Yes, Gibsland Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Gibsland Bank & Trust Company compare to other SBA lenders?
Gibsland Bank & Trust Company has originated 168 SBA loans totaling $95.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Gibsland Bank & Trust Company lend in?
Gibsland Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in LA, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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