GBank
SBA 7(a) Lending Profile · FY 2026 analysis
Industry Focus
Top industries served by GBank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 4,664 | $14.20B | $3.0M | 71.6% |
| 492110 | Couriers | 136 | $152.2M | $1.1M | 2.1% |
| 447110 | Gasoline Stations with Convenience Stores | 136 | $185.1M | $1.4M | 2.1% |
| 484110 | General Freight Trucking, Local | 112 | $124.6M | $1.1M | 1.7% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 112 | $113.7M | $1.0M | 1.7% |
| 492210 | Local Messengers and Local Delivery | 72 | $82.0M | $1.1M | 1.1% |
| 457110 | Other | 64 | $91.3M | $1.4M | 1.0% |
| 722513 | Limited-Service Restaurants | 56 | $66.5M | $1.2M | 0.9% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 48 | $87.5M | $1.8M | 0.7% |
| 713940 | Fitness and Recreational Sports Centers | 40 | $44.1M | $1.1M | 0.6% |
Geographic Distribution
SBA lending activity for GBank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 912 | $2.66B | 14.0% |
| Ohio (OH) | 488 | $1.41B | 7.5% |
| Illinois (IL) | 504 | $1.28B | 7.7% |
| Indiana (IN) | 344 | $1.11B | 5.3% |
| South Carolina (SC) | 392 | $1.10B | 6.0% |
| Virginia (VA) | 416 | $1.10B | 6.4% |
| Georgia (GA) | 408 | $1.07B | 6.3% |
| Texas (TX) | 400 | $975.2M | 6.1% |
| Florida (FL) | 296 | $591.2M | 4.5% |
| Michigan (MI) | 200 | $559.0M | 3.1% |
| California (CA) | 280 | $522.0M | 4.3% |
| Tennessee (TN) | 104 | $312.4M | 1.6% |
| Maryland (MD) | 112 | $292.6M | 1.7% |
| Wisconsin (WI) | 136 | $291.0M | 2.1% |
| Kentucky (KY) | 152 | $285.8M | 2.3% |
| Pennsylvania (PA) | 104 | $283.7M | 1.6% |
| Mississippi (MS) | 112 | $269.4M | 1.7% |
| West Virginia (WV) | 88 | $255.2M | 1.4% |
| Missouri (MO) | 112 | $250.7M | 1.7% |
| New Jersey (NJ) | 64 | $229.6M | 1.0% |
| Alabama (AL) | 112 | $228.7M | 1.7% |
| Minnesota (MN) | 72 | $131.3M | 1.1% |
| Connecticut (CT) | 48 | $126.3M | 0.7% |
| Iowa (IA) | 56 | $120.6M | 0.9% |
| Nevada (NV) | 144 | $109.7M | 2.2% |
| Arkansas (AR) | 56 | $102.4M | 0.9% |
| Colorado (CO) | 48 | $95.4M | 0.7% |
| Kansas (KS) | 40 | $87.0M | 0.6% |
| Washington (WA) | 48 | $58.0M | 0.7% |
| Arizona (AZ) | 56 | $56.6M | 0.9% |
| New Mexico (NM) | 16 | $55.3M | 0.2% |
| Oklahoma (OK) | 40 | $47.2M | 0.6% |
| Idaho (ID) | 32 | $44.8M | 0.5% |
| Utah (UT) | 16 | $43.3M | 0.2% |
| Nebraska (NE) | 16 | $38.9M | 0.2% |
| New York (NY) | 16 | $31.7M | 0.2% |
| Massachusetts (MA) | 24 | $22.9M | 0.4% |
| Wyoming (WY) | 8 | $15.0M | 0.1% |
| Oregon (OR) | 24 | $14.7M | 0.4% |
| North Dakota (ND) | 8 | $11.3M | 0.1% |
| New Hampshire (NH) | 8 | $8.8M | 0.1% |
Why Choose GBank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 6,512 SBA loans approved, totaling $16.30B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Couriers, Gasoline Stations with Convenience Stores
- ✓Competitive Terms: Average interest rate of 7.81% with flexible term lengths averaging 266 months
- ✓Loan Range: Loan sizes from $50K to $5.0M, with an average of $2.5M
- ✓Nationwide Reach: Active lending in 41 states, with strong presence in NC, IL, OH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about GBank SBA lending
What types of businesses does GBank typically finance?
GBank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, couriers, gasoline stations with convenience stores, general freight trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are GBank's typical SBA loan terms?
GBank's SBA 7(a) loans typically feature an average interest rate of 7.81% and average term length of 266 months (approximately 22 years). Loan sizes range from $50K to $5.0M, with an average loan size of $2.5M.
Do I need a business valuation for a GBank SBA loan?
Yes, GBank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does GBank compare to other SBA lenders?
GBank has originated 6,512 SBA loans totaling $16.30B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does GBank lend in?
GBank provides SBA 7(a) financing with particularly strong presence in NC, IL, OH, VA, GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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