Fremont Bank
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Fremont Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Day Care Services | 80 | $92.6M | $1.2M | 10.2% |
| 722511 | Full-Service Restaurants | 56 | $61.1M | $1.1M | 7.1% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 40 | $69.0M | $1.7M | 5.1% |
| 722513 | Limited-Service Restaurants | 32 | $22.9M | $717K | 4.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 24 | $11.6M | $482K | 3.1% |
| 621210 | Offices of Dentists | 24 | $27.1M | $1.1M | 3.1% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 24 | $38.5M | $1.6M | 3.1% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $4.0M | $250K | 2.0% |
| 488410 | Motor Vehicle Towing | 16 | $24.4M | $1.5M | 2.0% |
| 445230 | Fruit and Vegetable Markets | 16 | $80.0M | $5.0M | 2.0% |
Geographic Distribution
SBA lending activity for Fremont Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 784 | $1.23B | 100.0% |
Why Choose Fremont Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 784 SBA loans approved, totaling $1.23B in financing
- ✓Industry Expertise: Specialized focus on Child Day Care Services, Full-Service Restaurants, Supermarkets and Other Grocery (except Convenience) Stores
- ✓Competitive Terms: Average interest rate of 7.15% with flexible term lengths averaging 212 months
- ✓Loan Range: Loan sizes from $101K to $5.0M, with an average of $1.6M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Fremont Bank SBA lending
What types of businesses does Fremont Bank typically finance?
Fremont Bank specializes in SBA 7(a) lending to specific industries including child day care services, full-service restaurants, supermarkets and other grocery (except convenience) stores, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Fremont Bank's typical SBA loan terms?
Fremont Bank's SBA 7(a) loans typically feature an average interest rate of 7.15% and average term length of 212 months (approximately 18 years). Loan sizes range from $101K to $5.0M, with an average loan size of $1.6M.
Do I need a business valuation for a Fremont Bank SBA loan?
Yes, Fremont Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Fremont Bank compare to other SBA lenders?
Fremont Bank has originated 784 SBA loans totaling $1.23B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Fremont Bank lend in?
Fremont Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.