Florida First Capital Finance Corporation, Inc.
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Florida First Capital Finance Corporation, Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 458110 | Other | 16 | $4.6M | $288K | 9.1% |
| 624110 | Child and Youth Services | 16 | $3.9M | $241K | 9.1% |
| 812199 | Other Personal Care Services | 8 | $400K | $50K | 4.5% |
| 238160 | Roofing Contractors | 8 | $2.8M | $350K | 4.5% |
| 487210 | Scenic and Sightseeing Transportation, Water | 8 | $800K | $100K | 4.5% |
| 524210 | Insurance Agencies and Brokerages | 8 | $2.8M | $350K | 4.5% |
| 812112 | Beauty Salons | 8 | $1.1M | $142K | 4.5% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $832K | $104K | 4.5% |
| 812990 | All Other Personal Services | 8 | $835K | $104K | 4.5% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $756K | $95K | 4.5% |
Geographic Distribution
SBA lending activity for Florida First Capital Finance Corporation, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 144 | $31.4M | 81.8% |
| Tennessee (TN) | 8 | $2.8M | 4.5% |
| Alabama (AL) | 24 | $2.3M | 13.6% |
Why Choose Florida First Capital Finance Corporation, Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 176 SBA loans approved, totaling $36.5M in financing
- ✓Industry Expertise: Specialized focus on Other, Child and Youth Services, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of 8.74% with flexible term lengths averaging 136 months
- ✓Loan Range: Loan sizes from $50K to $350K, with an average of $207K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in FL, AL, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Florida First Capital Finance Corporation, Inc. SBA lending
What types of businesses does Florida First Capital Finance Corporation, Inc. typically finance?
Florida First Capital Finance Corporation, Inc. specializes in SBA 7(a) lending to specific industries including other, child and youth services, other personal care services, roofing contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Florida First Capital Finance Corporation, Inc.'s typical SBA loan terms?
Florida First Capital Finance Corporation, Inc.'s SBA 7(a) loans typically feature an average interest rate of 8.74% and average term length of 136 months (approximately 11 years). Loan sizes range from $50K to $350K, with an average loan size of $207K.
Do I need a business valuation for a Florida First Capital Finance Corporation, Inc. SBA loan?
Yes, Florida First Capital Finance Corporation, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Florida First Capital Finance Corporation, Inc. compare to other SBA lenders?
Florida First Capital Finance Corporation, Inc. has originated 176 SBA loans totaling $36.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Florida First Capital Finance Corporation, Inc. lend in?
Florida First Capital Finance Corporation, Inc. provides SBA 7(a) financing with particularly strong presence in FL, AL, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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