First Hawaiian Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by First Hawaiian Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 16 | $400K | $25K | 9.1% |
| 238990 | All Other Specialty Trade Contractors | 16 | $1.2M | $75K | 9.1% |
| 722511 | Full-Service Restaurants | 16 | $1.0M | $63K | 9.1% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $1.3M | $83K | 9.1% |
| 812199 | Other Personal Care Services | 16 | $1.2M | $75K | 9.1% |
| 484110 | General Freight Trucking, Local | 16 | $310K | $19K | 9.1% |
| 611620 | Sports and Recreation Instruction | 16 | $4.2M | $265K | 9.1% |
| 541940 | Veterinary Services | 8 | $1.8M | $225K | 4.5% |
| 325411 | Medicinal and Botanical Manufacturing | 8 | $1.8M | $230K | 4.5% |
| 722513 | Limited-Service Restaurants | 8 | $160K | $20K | 4.5% |
Geographic Distribution
SBA lending activity for First Hawaiian Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Hawaii (HI) | 176 | $21.6M | 100.0% |
Why Choose First Hawaiian Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 176 SBA loans approved, totaling $21.6M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, All Other Specialty Trade Contractors, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.76% with flexible term lengths averaging 46 months
- ✓Loan Range: Loan sizes from $15K to $480K, with an average of $123K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in HI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Hawaiian Bank SBA lending
What types of businesses does First Hawaiian Bank typically finance?
First Hawaiian Bank specializes in SBA 7(a) lending to specific industries including mobile food services, all other specialty trade contractors, full-service restaurants, offices of all other miscellaneous health practitioners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Hawaiian Bank's typical SBA loan terms?
First Hawaiian Bank's SBA 7(a) loans typically feature an average interest rate of 8.76% and average term length of 46 months (approximately 4 years). Loan sizes range from $15K to $480K, with an average loan size of $123K.
Do I need a business valuation for a First Hawaiian Bank SBA loan?
Yes, First Hawaiian Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Hawaiian Bank compare to other SBA lenders?
First Hawaiian Bank has originated 176 SBA loans totaling $21.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Hawaiian Bank lend in?
First Hawaiian Bank provides SBA 7(a) financing with particularly strong presence in HI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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