First Hawaiian Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Hawaiian Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 26 | $4.8M | $186K | 2.2% |
| 621210 | Offices of Dentists | 22 | $3.6M | $165K | 1.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 18 | $1.7M | $94K | 1.5% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 16 | $1.4M | $90K | 1.4% |
| 238990 | All Other Specialty Trade Contractors | 16 | $1.5M | $95K | 1.4% |
| 812112 | Beauty Salons | 15 | $928K | $62K | 1.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 14 | $1.4M | $99K | 1.2% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 14 | $1.5M | $106K | 1.2% |
| 487210 | Scenic and Sightseeing Transportation, Water | 14 | $1.9M | $133K | 1.2% |
| 561730 | Landscaping Services | 13 | $859K | $66K | 1.1% |
Geographic Distribution
SBA lending activity for First Hawaiian Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Hawaii (HI) | 1,105 | $139.4M | 94.2% |
| GU (GU) | 62 | $6.4M | 5.3% |
| MP (MP) | 5 | $2.7M | 0.4% |
| California (CA) | 1 | $120K | 0.1% |
Why Choose First Hawaiian Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 1,173 SBA loans approved, totaling $148.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Offices of Dentists, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.41% with flexible term lengths averaging 53 months
- ✓Loan Range: Loan sizes from $5K to $2.4M, with an average of $127K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in HI, GU, MP
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Hawaiian Bank SBA lending
What types of businesses does First Hawaiian Bank typically finance?
First Hawaiian Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, offices of dentists, offices of physicians (except mental health specialists), electrical contractors and other wiring installation contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Hawaiian Bank's typical SBA loan terms?
First Hawaiian Bank's SBA 7(a) loans typically feature an average interest rate of 6.41% and average term length of 53 months (approximately 4 years). Loan sizes range from $5K to $2.4M, with an average loan size of $127K.
Do I need a business valuation for a First Hawaiian Bank SBA loan?
Yes, First Hawaiian Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Hawaiian Bank compare to other SBA lenders?
First Hawaiian Bank has originated 1,173 SBA loans totaling $148.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Hawaiian Bank lend in?
First Hawaiian Bank provides SBA 7(a) financing with particularly strong presence in HI, GU, MP, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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