First Financial Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Financial Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type Chicken Production | 3,493 | $2.06B | $589K | 43.1% |
| 112310 | Chicken Egg Production | 252 | $71.6M | $284K | 3.1% |
| 112390 | Other Poultry Production | 248 | $154.9M | $624K | 3.1% |
| 812910 | Pet Care (except Veterinary) Services | 89 | $100.3M | $1.1M | 1.1% |
| 456110 | Pharmacies and Drug Retailers | 88 | $108.1M | $1.2M | 1.1% |
| 722511 | Full-Service Restaurants | 88 | $36.7M | $417K | 1.1% |
| 541940 | Veterinary Services | 80 | $49.6M | $620K | 1.0% |
| 621210 | Offices of Dentists | 63 | $21.3M | $337K | 0.8% |
| 624410 | Child Care Services | 59 | $13.6M | $231K | 0.7% |
| 621310 | Offices of Chiropractors | 53 | $6.3M | $119K | 0.7% |
Geographic Distribution
SBA lending activity for First Financial Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 1,132 | $694.0M | 14.0% |
| Mississippi (MS) | 1,790 | $588.6M | 22.1% |
| Arkansas (AR) | 806 | $432.7M | 9.9% |
| Ohio (OH) | 1,214 | $421.9M | 15.0% |
| North Carolina (NC) | 263 | $246.4M | 3.2% |
| Georgia (GA) | 433 | $243.5M | 5.3% |
| Indiana (IN) | 870 | $237.5M | 10.7% |
| Louisiana (LA) | 177 | $159.1M | 2.2% |
| Kentucky (KY) | 270 | $115.6M | 3.3% |
| Alabama (AL) | 165 | $102.4M | 2.0% |
| Tennessee (TN) | 97 | $98.5M | 1.2% |
| Missouri (MO) | 85 | $74.7M | 1.0% |
| Oklahoma (OK) | 90 | $69.1M | 1.1% |
| California (CA) | 66 | $66.1M | 0.8% |
| Florida (FL) | 71 | $64.7M | 0.9% |
| Delaware (DE) | 56 | $62.7M | 0.7% |
| Virginia (VA) | 41 | $53.2M | 0.5% |
| Michigan (MI) | 88 | $43.6M | 1.1% |
| Illinois (IL) | 70 | $39.8M | 0.9% |
| Maryland (MD) | 38 | $36.3M | 0.5% |
| South Carolina (SC) | 58 | $30.3M | 0.7% |
| New York (NY) | 25 | $25.0M | 0.3% |
| Arizona (AZ) | 34 | $22.7M | 0.4% |
| New Mexico (NM) | 14 | $15.7M | 0.2% |
| Washington (WA) | 18 | $15.5M | 0.2% |
| Colorado (CO) | 16 | $14.0M | 0.2% |
| New Jersey (NJ) | 13 | $11.6M | 0.2% |
| Nevada (NV) | 8 | $11.0M | 0.1% |
| Pennsylvania (PA) | 18 | $10.0M | 0.2% |
| Connecticut (CT) | 6 | $9.5M | 0.1% |
| Wisconsin (WI) | 10 | $8.6M | 0.1% |
| Kansas (KS) | 10 | $8.3M | 0.1% |
| Oregon (OR) | 8 | $7.4M | 0.1% |
| Wyoming (WY) | 6 | $6.4M | 0.1% |
| Rhode Island (RI) | 6 | $4.8M | 0.1% |
| Utah (UT) | 12 | $4.3M | 0.1% |
| Iowa (IA) | 5 | $4.2M | 0.1% |
| District of Columbia (DC) | 1 | $4.0M | 0.0% |
| Nebraska (NE) | 4 | $3.5M | 0.0% |
| Montana (MT) | 2 | $2.2M | 0.0% |
| Vermont (VT) | 1 | $1.4M | 0.0% |
| VI (VI) | 1 | $1.3M | 0.0% |
| West Virginia (WV) | 1 | $1.2M | 0.0% |
| Minnesota (MN) | 2 | $1.1M | 0.0% |
| Massachusetts (MA) | 3 | $1.1M | 0.0% |
| Idaho (ID) | 2 | $930K | 0.0% |
| North Dakota (ND) | 3 | $800K | 0.0% |
| Alaska (AK) | 2 | $705K | 0.0% |
| Hawaii (HI) | 1 | $450K | 0.0% |
Why Choose First Financial Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 8,112 SBA loans approved, totaling $4.08B in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type Chicken Production, Chicken Egg Production, Other Poultry Production
- ✓Competitive Terms: Average interest rate of 6.15% with flexible term lengths averaging 123 months
- ✓Loan Range: Loan sizes from $2K to $5.0M, with an average of $503K
- ✓Nationwide Reach: Active lending in 49 states, with strong presence in MS, OH, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Financial Bank SBA lending
What types of businesses does First Financial Bank typically finance?
First Financial Bank specializes in SBA 7(a) lending to specific industries including broilers and other meat type chicken production, chicken egg production, other poultry production, pet care (except veterinary) services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Financial Bank's typical SBA loan terms?
First Financial Bank's SBA 7(a) loans typically feature an average interest rate of 6.15% and average term length of 123 months (approximately 10 years). Loan sizes range from $2K to $5.0M, with an average loan size of $503K.
Do I need a business valuation for a First Financial Bank SBA loan?
Yes, First Financial Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Financial Bank compare to other SBA lenders?
First Financial Bank has originated 8,112 SBA loans totaling $4.08B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Financial Bank lend in?
First Financial Bank provides SBA 7(a) financing with particularly strong presence in MS, OH, TX, IN, AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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