Fidelity Bank, National Association
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Fidelity Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236220 | Commercial and Institutional Building Construction | 24 | $20.0M | $833K | 8.3% |
| 336413 | Other Aircraft Parts and Auxiliary Equipment Manufacturing | 24 | $15.8M | $660K | 8.3% |
| 444240 | Other | 24 | $1.3M | $55K | 8.3% |
| 332312 | Fabricated Structural Metal Manufacturing | 24 | $44.0M | $1.8M | 8.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 16 | $9.2M | $575K | 5.6% |
| 811191 | Automotive Oil Change and Lubrication Shops | 16 | $4.3M | $268K | 5.6% |
| 322220 | Paper Bag and Coated and Treated Paper Manufacturing | 16 | $16.6M | $1.0M | 5.6% |
| 332510 | Hardware Manufacturing | 16 | $14.3M | $893K | 5.6% |
| 332323 | Ornamental and Architectural Metal Work Manufacturing | 16 | $30.2M | $1.9M | 5.6% |
| 488510 | Freight Transportation Arrangement | 16 | $2.6M | $163K | 5.6% |
Geographic Distribution
SBA lending activity for Fidelity Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 256 | $191.7M | 88.9% |
| Oklahoma (OK) | 16 | $16.6M | 5.6% |
| Missouri (MO) | 16 | $8.3M | 5.6% |
Why Choose Fidelity Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 288 SBA loans approved, totaling $216.6M in financing
- ✓Industry Expertise: Specialized focus on Commercial and Institutional Building Construction, Other Aircraft Parts and Auxiliary Equipment Manufacturing, Other
- ✓Competitive Terms: Average interest rate of 7.94% with flexible term lengths averaging 96 months
- ✓Loan Range: Loan sizes from $15K to $3.5M, with an average of $752K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in KS, MO, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Fidelity Bank, National Association SBA lending
What types of businesses does Fidelity Bank, National Association typically finance?
Fidelity Bank, National Association specializes in SBA 7(a) lending to specific industries including commercial and institutional building construction, other aircraft parts and auxiliary equipment manufacturing, other, fabricated structural metal manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Fidelity Bank, National Association's typical SBA loan terms?
Fidelity Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 7.94% and average term length of 96 months (approximately 8 years). Loan sizes range from $15K to $3.5M, with an average loan size of $752K.
Do I need a business valuation for a Fidelity Bank, National Association SBA loan?
Yes, Fidelity Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Fidelity Bank, National Association compare to other SBA lenders?
Fidelity Bank, National Association has originated 288 SBA loans totaling $216.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Fidelity Bank, National Association lend in?
Fidelity Bank, National Association provides SBA 7(a) financing with particularly strong presence in KS, MO, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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