Federal Deposit Insurance Corporation
SBA 7(a) Lending Profile · FY 1991 analysis
Industry Focus
Top industries served by Federal Deposit Insurance Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 136 | $24.7M | $182K | 2.3% |
| 812112 | Beauty Salons | 90 | $5.7M | $63K | 1.5% |
| 721110 | Hotels (except Casino Hotels) and Motels | 90 | $95.8M | $1.1M | 1.5% |
| 812990 | All Other Personal Services | 81 | $3.0M | $37K | 1.4% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 78 | $13.9M | $179K | 1.3% |
| 811111 | General Automotive Repair | 76 | $18.3M | $241K | 1.3% |
| 541611 | Administrative Management and General Management Consulting Services | 70 | $918K | $13K | 1.2% |
| 811192 | Car Washes | 57 | $33.0M | $579K | 1.0% |
| 713940 | Fitness and Recreational Sports Centers | 56 | $12.5M | $222K | 1.0% |
| 711510 | Independent Artists, Writers, and Performers | 53 | $481K | $9K | 0.9% |
Geographic Distribution
SBA lending activity for Federal Deposit Insurance Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 565 | $241.7M | 9.7% |
| California (CA) | 1,356 | $225.7M | 23.3% |
| Florida (FL) | 349 | $109.3M | 6.0% |
| Michigan (MI) | 122 | $44.3M | 2.1% |
| Indiana (IN) | 149 | $37.0M | 2.6% |
| Utah (UT) | 167 | $30.0M | 2.9% |
| Tennessee (TN) | 103 | $29.8M | 1.8% |
| North Carolina (NC) | 153 | $29.6M | 2.6% |
| New York (NY) | 113 | $25.7M | 1.9% |
| Texas (TX) | 396 | $24.8M | 6.8% |
| South Carolina (SC) | 49 | $24.2M | 0.8% |
| Arizona (AZ) | 99 | $22.1M | 1.7% |
| Wisconsin (WI) | 92 | $21.8M | 1.6% |
| Washington (WA) | 73 | $20.0M | 1.3% |
| Iowa (IA) | 32 | $19.2M | 0.5% |
| Ohio (OH) | 35 | $18.1M | 0.6% |
| New Jersey (NJ) | 34 | $16.9M | 0.6% |
| Illinois (IL) | 142 | $16.8M | 2.4% |
| Oklahoma (OK) | 103 | $15.7M | 1.8% |
| PR (PR) | 163 | $14.6M | 2.8% |
| Virginia (VA) | 189 | $14.4M | 3.2% |
| Colorado (CO) | 51 | $13.8M | 0.9% |
| Missouri (MO) | 64 | $13.4M | 1.1% |
| Alabama (AL) | 47 | $13.0M | 0.8% |
| Connecticut (CT) | 28 | $11.7M | 0.5% |
| Louisiana (LA) | 184 | $10.6M | 3.2% |
| Kansas (KS) | 48 | $10.5M | 0.8% |
| Nevada (NV) | 113 | $9.6M | 1.9% |
| Pennsylvania (PA) | 41 | $9.5M | 0.7% |
| Kentucky (KY) | 27 | $9.3M | 0.5% |
| Idaho (ID) | 39 | $8.6M | 0.7% |
| Maryland (MD) | 265 | $6.1M | 4.6% |
| Oregon (OR) | 28 | $5.3M | 0.5% |
| Mississippi (MS) | 28 | $5.2M | 0.5% |
| Minnesota (MN) | 21 | $4.6M | 0.4% |
| Arkansas (AR) | 20 | $4.4M | 0.3% |
| New Mexico (NM) | 8 | $4.3M | 0.1% |
| West Virginia (WV) | 53 | $4.0M | 0.9% |
| Massachusetts (MA) | 12 | $3.3M | 0.2% |
| Wyoming (WY) | 26 | $2.9M | 0.4% |
| Nebraska (NE) | 15 | $2.5M | 0.3% |
| Montana (MT) | 37 | $2.3M | 0.6% |
| Maine (ME) | 3 | $815K | 0.1% |
| Hawaii (HI) | 84 | $742K | 1.4% |
| District of Columbia (DC) | 74 | $523K | 1.3% |
| Vermont (VT) | 2 | $159K | 0.0% |
| New Hampshire (NH) | 1 | $125K | 0.0% |
| Delaware (DE) | 9 | $87K | 0.2% |
| South Dakota (SD) | 7 | $66K | 0.1% |
| Rhode Island (RI) | 1 | $10K | 0.0% |
Why Choose Federal Deposit Insurance Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 5,820 SBA loans approved, totaling $1.16B in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Beauty Salons, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 5.81% with flexible term lengths averaging 117 months
- ✓Loan Range: Loan sizes from $5K to $4.8M, with an average of $199K
- ✓Nationwide Reach: Active lending in 50 states, with strong presence in CA, GA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Federal Deposit Insurance Corporation SBA lending
What types of businesses does Federal Deposit Insurance Corporation typically finance?
Federal Deposit Insurance Corporation specializes in SBA 7(a) lending to specific industries including child care services, beauty salons, hotels (except casino hotels) and motels, all other personal services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Federal Deposit Insurance Corporation's typical SBA loan terms?
Federal Deposit Insurance Corporation's SBA 7(a) loans typically feature an average interest rate of 5.81% and average term length of 117 months (approximately 10 years). Loan sizes range from $5K to $4.8M, with an average loan size of $199K.
Do I need a business valuation for a Federal Deposit Insurance Corporation SBA loan?
Yes, Federal Deposit Insurance Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Federal Deposit Insurance Corporation compare to other SBA lenders?
Federal Deposit Insurance Corporation has originated 5,820 SBA loans totaling $1.16B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Federal Deposit Insurance Corporation lend in?
Federal Deposit Insurance Corporation provides SBA 7(a) financing with particularly strong presence in CA, GA, TX, FL, MD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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