Desjardins Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Desjardins Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $20K | $20K | 11.1% |
| 624310 | Vocational Rehabilitation Services | 1 | $100K | $100K | 11.1% |
| 541110 | Offices of Lawyers | 1 | $50K | $50K | 11.1% |
| 561621 | Security Systems Services (except Locksmiths) | 1 | $75K | $75K | 11.1% |
Geographic Distribution
SBA lending activity for Desjardins Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 9 | $715K | 100.0% |
Why Choose Desjardins Bank, National Association?
Based on SBA 7(a) lending track record from 1995-2002
- ✓Proven Track Record: 9 SBA loans approved, totaling $715K in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Vocational Rehabilitation Services, Offices of Lawyers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 78 months
- ✓Loan Range: Loan sizes from $20K to $200K, with an average of $79K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Desjardins Bank, National Association SBA lending
What types of businesses does Desjardins Bank, National Association typically finance?
Desjardins Bank, National Association specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, vocational rehabilitation services, offices of lawyers, security systems services (except locksmiths). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Desjardins Bank, National Association's typical SBA loan terms?
Desjardins Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 78 months (approximately 7 years). Loan sizes range from $20K to $200K, with an average loan size of $79K.
Do I need a business valuation for a Desjardins Bank, National Association SBA loan?
Yes, Desjardins Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Desjardins Bank, National Association compare to other SBA lenders?
Desjardins Bank, National Association has originated 9 SBA loans totaling $715K since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Desjardins Bank, National Association lend in?
Desjardins Bank, National Association provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.