Cowboy State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Cowboy State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 2 | $133K | $66K | 5.4% |
| 213111 | Drilling Oil and Gas Wells | 2 | $2.1M | $1.1M | 5.4% |
| 327991 | Cut Stone and Stone Product Manufacturing | 1 | $100K | $100K | 2.7% |
| 112111 | Beef Cattle Ranching and Farming | 1 | $500K | $500K | 2.7% |
| 321992 | Prefabricated Wood Building Manufacturing | 1 | $126K | $126K | 2.7% |
| 812112 | Beauty Salons | 1 | $54K | $54K | 2.7% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 1 | $440K | $440K | 2.7% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $138K | $138K | 2.7% |
| 441120 | Used Car Dealers | 1 | $487K | $487K | 2.7% |
| 332311 | Prefabricated Metal Building and Component Manufacturing | 1 | $63K | $63K | 2.7% |
Geographic Distribution
SBA lending activity for Cowboy State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 37 | $9.3M | 100.0% |
Why Choose Cowboy State Bank?
Based on SBA 7(a) lending track record from 1994-2010
- ✓Proven Track Record: 37 SBA loans approved, totaling $9.3M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Drilling Oil and Gas Wells, Cut Stone and Stone Product Manufacturing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 151 months
- ✓Loan Range: Loan sizes from $36K to $1.8M, with an average of $251K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Cowboy State Bank SBA lending
What types of businesses does Cowboy State Bank typically finance?
Cowboy State Bank specializes in SBA 7(a) lending to specific industries including landscaping services, drilling oil and gas wells, cut stone and stone product manufacturing, beef cattle ranching and farming. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Cowboy State Bank's typical SBA loan terms?
Cowboy State Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 151 months (approximately 13 years). Loan sizes range from $36K to $1.8M, with an average loan size of $251K.
Do I need a business valuation for a Cowboy State Bank SBA loan?
Yes, Cowboy State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Cowboy State Bank compare to other SBA lenders?
Cowboy State Bank has originated 37 SBA loans totaling $9.3M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Cowboy State Bank lend in?
Cowboy State Bank provides SBA 7(a) financing with particularly strong presence in WY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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