CommunityAmerica Federal Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by CommunityAmerica Federal Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 48 | $32.8M | $683K | 10.3% |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 24 | $13.3M | $556K | 5.2% |
| 621310 | Offices of Chiropractors | 24 | $3.2M | $133K | 5.2% |
| 311999 | All Other Miscellaneous Food Manufacturing | 16 | $1.3M | $80K | 3.4% |
| 312120 | Breweries | 16 | $2.4M | $150K | 3.4% |
| 488190 | Other Support Activities for Air Transportation | 16 | $11.4M | $710K | 3.4% |
| 321920 | Wood Container and Pallet Manufacturing | 16 | $18.7M | $1.2M | 3.4% |
| 812199 | Other Personal Care Services | 16 | $14.4M | $900K | 3.4% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $1.9M | $120K | 3.4% |
| 811111 | General Automotive Repair | 16 | $13.7M | $858K | 3.4% |
Geographic Distribution
SBA lending activity for CommunityAmerica Federal Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 288 | $137.7M | 62.1% |
| Kansas (KS) | 176 | $109.1M | 37.9% |
Why Choose CommunityAmerica Federal Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 464 SBA loans approved, totaling $246.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Wood Kitchen Cabinet and Countertop Manufacturing, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 8.65% with flexible term lengths averaging 126 months
- ✓Loan Range: Loan sizes from $25K to $3.6M, with an average of $532K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CommunityAmerica Federal Credit Union SBA lending
What types of businesses does CommunityAmerica Federal Credit Union typically finance?
CommunityAmerica Federal Credit Union specializes in SBA 7(a) lending to specific industries including full-service restaurants, wood kitchen cabinet and countertop manufacturing, offices of chiropractors, all other miscellaneous food manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CommunityAmerica Federal Credit Union's typical SBA loan terms?
CommunityAmerica Federal Credit Union's SBA 7(a) loans typically feature an average interest rate of 8.65% and average term length of 126 months (approximately 11 years). Loan sizes range from $25K to $3.6M, with an average loan size of $532K.
Do I need a business valuation for a CommunityAmerica Federal Credit Union SBA loan?
Yes, CommunityAmerica Federal Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CommunityAmerica Federal Credit Union compare to other SBA lenders?
CommunityAmerica Federal Credit Union has originated 464 SBA loans totaling $246.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CommunityAmerica Federal Credit Union lend in?
CommunityAmerica Federal Credit Union provides SBA 7(a) financing with particularly strong presence in MO, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.