Community First Capital Corp
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community First Capital Corp
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 32 | $16.0M | $500K | 5.0% |
| 484110 | General Freight Trucking, Local | 32 | $1.3M | $42K | 5.0% |
| 624410 | Child Day Care Services | 32 | $4.7M | $147K | 5.0% |
| 311811 | Retail Bakeries | 24 | $4.0M | $165K | 3.8% |
| 722511 | Full-Service Restaurants | 24 | $3.0M | $126K | 3.8% |
| 713940 | Fitness and Recreational Sports Centers | 24 | $1.6M | $66K | 3.8% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 24 | $9.8M | $410K | 3.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $880K | $55K | 2.5% |
| 722513 | Limited-Service Restaurants | 16 | $1.1M | $70K | 2.5% |
| 812199 | Other Personal Care Services | 16 | $3.8M | $235K | 2.5% |
Geographic Distribution
SBA lending activity for Community First Capital Corp by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 632 | $96.4M | 98.8% |
| Delaware (DE) | 8 | $1.2M | 1.3% |
Why Choose Community First Capital Corp?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 640 SBA loans approved, totaling $97.6M in financing
- ✓Industry Expertise: Specialized focus on Other Miscellaneous Nondurable Goods Merchant Wholesalers, General Freight Trucking, Local, Child Day Care Services
- ✓Competitive Terms: Average interest rate of 7.80% with flexible term lengths averaging 91 months
- ✓Loan Range: Loan sizes from $20K to $864K, with an average of $153K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in PA, DE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community First Capital Corp SBA lending
What types of businesses does Community First Capital Corp typically finance?
Community First Capital Corp specializes in SBA 7(a) lending to specific industries including other miscellaneous nondurable goods merchant wholesalers, general freight trucking, local, child day care services, retail bakeries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community First Capital Corp's typical SBA loan terms?
Community First Capital Corp's SBA 7(a) loans typically feature an average interest rate of 7.80% and average term length of 91 months (approximately 8 years). Loan sizes range from $20K to $864K, with an average loan size of $153K.
Do I need a business valuation for a Community First Capital Corp SBA loan?
Yes, Community First Capital Corp typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community First Capital Corp compare to other SBA lenders?
Community First Capital Corp has originated 640 SBA loans totaling $97.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community First Capital Corp lend in?
Community First Capital Corp provides SBA 7(a) financing with particularly strong presence in PA, DE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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