Cashmere Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Cashmere Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541110 | Offices of Lawyers | 3 | $160K | $53K | 5.7% |
| 811111 | General Automotive Repair | 3 | $605K | $202K | 5.7% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 2 | $1.9M | $962K | 3.8% |
| 541512 | Computer Systems Design Services | 2 | $205K | $103K | 3.8% |
| 812210 | Funeral Homes and Funeral Services | 2 | $468K | $234K | 3.8% |
| 812990 | All Other Personal Services | 1 | $355K | $355K | 1.9% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 1 | $60K | $60K | 1.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1 | $30K | $30K | 1.9% |
| 311919 | Other Snack Food Manufacturing | 1 | $50K | $50K | 1.9% |
| 561730 | Landscaping Services | 1 | $20K | $20K | 1.9% |
Geographic Distribution
SBA lending activity for Cashmere Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 53 | $9.7M | 100.0% |
Why Choose Cashmere Valley Bank?
Based on SBA 7(a) lending track record from 1992-2018
- ✓Proven Track Record: 53 SBA loans approved, totaling $9.7M in financing
- ✓Industry Expertise: Specialized focus on Offices of Lawyers, General Automotive Repair, Supermarkets and Other Grocery Retailers (except Convenience Retailers)
- ✓Competitive Terms: Average interest rate of 6.30% with flexible term lengths averaging 108 months
- ✓Loan Range: Loan sizes from $10K to $1.9M, with an average of $184K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Cashmere Valley Bank SBA lending
What types of businesses does Cashmere Valley Bank typically finance?
Cashmere Valley Bank specializes in SBA 7(a) lending to specific industries including offices of lawyers, general automotive repair, supermarkets and other grocery retailers (except convenience retailers), computer systems design services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Cashmere Valley Bank's typical SBA loan terms?
Cashmere Valley Bank's SBA 7(a) loans typically feature an average interest rate of 6.30% and average term length of 108 months (approximately 9 years). Loan sizes range from $10K to $1.9M, with an average loan size of $184K.
Do I need a business valuation for a Cashmere Valley Bank SBA loan?
Yes, Cashmere Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Cashmere Valley Bank compare to other SBA lenders?
Cashmere Valley Bank has originated 53 SBA loans totaling $9.7M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Cashmere Valley Bank lend in?
Cashmere Valley Bank provides SBA 7(a) financing with particularly strong presence in WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.