Capital West Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Capital West Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 518210 | Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services | 4 | $2.3M | $583K | 3.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 | $337K | $112K | 2.6% |
| 541940 | Veterinary Services | 2 | $661K | $331K | 1.8% |
| 485999 | All Other Transit and Ground Passenger Transportation | 2 | $390K | $195K | 1.8% |
| 811192 | Car Washes | 2 | $1.4M | $710K | 1.8% |
| 112111 | Beef Cattle Ranching and Farming | 2 | $103K | $51K | 1.8% |
| 721214 | Recreational and Vacation Camps (except Campgrounds) | 2 | $245K | $123K | 1.8% |
| 621210 | Offices of Dentists | 2 | $350K | $175K | 1.8% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $245K | $123K | 1.8% |
| 484110 | General Freight Trucking, Local | 2 | $176K | $88K | 1.8% |
Geographic Distribution
SBA lending activity for Capital West Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 91 | $14.6M | 79.8% |
| Colorado (CO) | 23 | $6.2M | 20.2% |
Why Choose Capital West Bank?
Based on SBA 7(a) lending track record from 1991-2014
- ✓Proven Track Record: 114 SBA loans approved, totaling $20.8M in financing
- ✓Industry Expertise: Specialized focus on Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services, Drinking Places (Alcoholic Beverages), Veterinary Services
- ✓Competitive Terms: Average interest rate of 5.80% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $12K to $990K, with an average of $182K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WY, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Capital West Bank SBA lending
What types of businesses does Capital West Bank typically finance?
Capital West Bank specializes in SBA 7(a) lending to specific industries including computing infrastructure providers, data processing, web hosting, and related services, drinking places (alcoholic beverages), veterinary services, all other transit and ground passenger transportation. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Capital West Bank's typical SBA loan terms?
Capital West Bank's SBA 7(a) loans typically feature an average interest rate of 5.80% and average term length of 105 months (approximately 9 years). Loan sizes range from $12K to $990K, with an average loan size of $182K.
Do I need a business valuation for a Capital West Bank SBA loan?
Yes, Capital West Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Capital West Bank compare to other SBA lenders?
Capital West Bank has originated 114 SBA loans totaling $20.8M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Capital West Bank lend in?
Capital West Bank provides SBA 7(a) financing with particularly strong presence in WY, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.