California National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by California National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 326199 | All Other Plastics Product Manufacturing | 2 | $560K | $280K | 1.6% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $908K | $454K | 1.6% |
| 326150 | Urethane and Other Foam Product (except Polystyrene) Manufacturing | 2 | $200K | $100K | 1.6% |
| 811111 | General Automotive Repair | 2 | $515K | $258K | 1.6% |
| 713940 | Fitness and Recreational Sports Centers | 2 | $1.6M | $810K | 1.6% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $150K | $150K | 0.8% |
| 532490 | Other Commercial and Industrial Machinery and Equipment Rental and Leasing | 1 | $574K | $574K | 0.8% |
| 562219 | Other Nonhazardous Waste Treatment and Disposal | 1 | $1000K | $1000K | 0.8% |
| 621210 | Offices of Dentists | 1 | $60K | $60K | 0.8% |
| 541511 | Custom Computer Programming Services | 1 | $50K | $50K | 0.8% |
Geographic Distribution
SBA lending activity for California National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 128 | $29.9M | 100.0% |
Why Choose California National Bank?
Based on SBA 7(a) lending track record from 1995-2005
- ✓Proven Track Record: 128 SBA loans approved, totaling $29.9M in financing
- ✓Industry Expertise: Specialized focus on All Other Plastics Product Manufacturing, Automotive Body, Paint, and Interior Repair and Maintenance, Urethane and Other Foam Product (except Polystyrene) Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $20K to $1.5M, with an average of $233K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about California National Bank SBA lending
What types of businesses does California National Bank typically finance?
California National Bank specializes in SBA 7(a) lending to specific industries including all other plastics product manufacturing, automotive body, paint, and interior repair and maintenance, urethane and other foam product (except polystyrene) manufacturing, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are California National Bank's typical SBA loan terms?
California National Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 128 months (approximately 11 years). Loan sizes range from $20K to $1.5M, with an average loan size of $233K.
Do I need a business valuation for a California National Bank SBA loan?
Yes, California National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does California National Bank compare to other SBA lenders?
California National Bank has originated 128 SBA loans totaling $29.9M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does California National Bank lend in?
California National Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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