Barwick Banking Company
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Barwick Banking Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $3.8M | $158K | 23.1% |
| 621210 | Offices of Dentists | 16 | $9.1M | $567K | 15.4% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 8 | $1.0M | $125K | 7.7% |
| 811192 | Car Washes | 8 | $2.8M | $350K | 7.7% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 8 | $6.0M | $750K | 7.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $9.1M | $1.1M | 7.7% |
| 713930 | Marinas | 8 | $4.0M | $500K | 7.7% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $1.1M | $140K | 7.7% |
| 485999 | All Other Transit and Ground Passenger Transportation | 8 | $756K | $95K | 7.7% |
| 541219 | Other Accounting Services | 8 | $5.1M | $644K | 7.7% |
Geographic Distribution
SBA lending activity for Barwick Banking Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 96 | $36.8M | 92.3% |
| Virginia (VA) | 8 | $6.0M | 7.7% |
Why Choose Barwick Banking Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 104 SBA loans approved, totaling $42.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Offices of Dentists, Commercial and Industrial Machinery and Equipment (except Automotive a
- ✓Competitive Terms: Average interest rate of 8.69% with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $50K to $1.1M, with an average of $411K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in FL, VA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Barwick Banking Company SBA lending
What types of businesses does Barwick Banking Company typically finance?
Barwick Banking Company specializes in SBA 7(a) lending to specific industries including full-service restaurants, offices of dentists, commercial and industrial machinery and equipment (except automotive a, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Barwick Banking Company's typical SBA loan terms?
Barwick Banking Company's SBA 7(a) loans typically feature an average interest rate of 8.69% and average term length of 113 months (approximately 9 years). Loan sizes range from $50K to $1.1M, with an average loan size of $411K.
Do I need a business valuation for a Barwick Banking Company SBA loan?
Yes, Barwick Banking Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Barwick Banking Company compare to other SBA lenders?
Barwick Banking Company has originated 104 SBA loans totaling $42.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Barwick Banking Company lend in?
Barwick Banking Company provides SBA 7(a) financing with particularly strong presence in FL, VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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