Arizona Capital Source
SBA 7(a) Lending Profile · FY 2026 analysis
Industry Focus
Top industries served by Arizona Capital Source
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 64 | $12.3M | $192K | 7.5% |
| 722513 | Limited-Service Restaurants | 64 | $14.8M | $231K | 7.5% |
| 812112 | Beauty Salons | 48 | $9.9M | $206K | 5.6% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 40 | $8.7M | $219K | 4.7% |
| 713940 | Fitness and Recreational Sports Centers | 40 | $7.7M | $193K | 4.7% |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 24 | $4.4M | $183K | 2.8% |
| 541990 | All Other Professional, Scientific, and Technical Services | 24 | $4.7M | $198K | 2.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 24 | $5.9M | $245K | 2.8% |
| 312120 | Breweries | 16 | $2.0M | $125K | 1.9% |
| 611110 | Elementary and Secondary Schools | 16 | $1.6M | $100K | 1.9% |
Geographic Distribution
SBA lending activity for Arizona Capital Source by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 840 | $167.8M | 98.1% |
| Washington (WA) | 8 | $2.8M | 0.9% |
| Texas (TX) | 8 | $960K | 0.9% |
Why Choose Arizona Capital Source?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 856 SBA loans approved, totaling $171.6M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Beauty Salons
- ✓Competitive Terms: Average interest rate of 10.36% with flexible term lengths averaging 123 months
- ✓Loan Range: Loan sizes from $23K to $350K, with an average of $200K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in AZ, TX, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arizona Capital Source SBA lending
What types of businesses does Arizona Capital Source typically finance?
Arizona Capital Source specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, beauty salons, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arizona Capital Source's typical SBA loan terms?
Arizona Capital Source's SBA 7(a) loans typically feature an average interest rate of 10.36% and average term length of 123 months (approximately 10 years). Loan sizes range from $23K to $350K, with an average loan size of $200K.
Do I need a business valuation for a Arizona Capital Source SBA loan?
Yes, Arizona Capital Source typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arizona Capital Source compare to other SBA lenders?
Arizona Capital Source has originated 856 SBA loans totaling $171.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arizona Capital Source lend in?
Arizona Capital Source provides SBA 7(a) financing with particularly strong presence in AZ, TX, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.