American National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621610 | Home Health Care Services | 141 | $73.6M | $522K | 12.0% |
| 812112 | Beauty Salons | 23 | $3.1M | $133K | 2.0% |
| 713940 | Fitness and Recreational Sports Centers | 20 | $3.8M | $189K | 1.7% |
| 561730 | Landscaping Services | 20 | $5.8M | $288K | 1.7% |
| 621310 | Offices of Chiropractors | 19 | $2.2M | $117K | 1.6% |
| 624410 | Child Care Services | 18 | $1.8M | $99K | 1.5% |
| 621210 | Offices of Dentists | 15 | $2.4M | $159K | 1.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 11 | $1.2M | $113K | 0.9% |
| 812199 | Other Personal Care Services | 11 | $3.4M | $305K | 0.9% |
| 722513 | Limited-Service Restaurants | 10 | $2.0M | $201K | 0.9% |
Geographic Distribution
SBA lending activity for American National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 618 | $140.6M | 52.7% |
| Minnesota (MN) | 308 | $85.4M | 26.3% |
| California (CA) | 21 | $16.3M | 1.8% |
| Iowa (IA) | 57 | $14.2M | 4.9% |
| Colorado (CO) | 16 | $10.9M | 1.4% |
| Texas (TX) | 14 | $10.6M | 1.2% |
| Arizona (AZ) | 11 | $7.1M | 0.9% |
| Wisconsin (WI) | 14 | $6.9M | 1.2% |
| Massachusetts (MA) | 15 | $6.1M | 1.3% |
| Florida (FL) | 11 | $4.7M | 0.9% |
| Missouri (MO) | 5 | $4.3M | 0.4% |
| North Carolina (NC) | 6 | $4.0M | 0.5% |
| Oregon (OR) | 5 | $3.2M | 0.4% |
| Arkansas (AR) | 4 | $3.0M | 0.3% |
| Michigan (MI) | 5 | $2.2M | 0.4% |
| Illinois (IL) | 4 | $2.0M | 0.3% |
| Oklahoma (OK) | 4 | $1.9M | 0.3% |
| Utah (UT) | 5 | $1.9M | 0.4% |
| Virginia (VA) | 5 | $1.8M | 0.4% |
| Kansas (KS) | 3 | $1.7M | 0.3% |
| New Jersey (NJ) | 4 | $1.6M | 0.3% |
| Vermont (VT) | 2 | $1.2M | 0.2% |
| Indiana (IN) | 4 | $1.1M | 0.3% |
| Mississippi (MS) | 2 | $1.0M | 0.2% |
| South Carolina (SC) | 3 | $815K | 0.3% |
| Washington (WA) | 3 | $770K | 0.3% |
| Idaho (ID) | 3 | $739K | 0.3% |
| Montana (MT) | 2 | $730K | 0.2% |
| New York (NY) | 2 | $678K | 0.2% |
| Connecticut (CT) | 1 | $667K | 0.1% |
| Maryland (MD) | 2 | $538K | 0.2% |
| North Dakota (ND) | 3 | $450K | 0.3% |
| Tennessee (TN) | 3 | $395K | 0.3% |
| Ohio (OH) | 1 | $310K | 0.1% |
| Pennsylvania (PA) | 1 | $162K | 0.1% |
| Kentucky (KY) | 1 | $150K | 0.1% |
| Georgia (GA) | 1 | $150K | 0.1% |
| Wyoming (WY) | 1 | $150K | 0.1% |
| South Dakota (SD) | 1 | $103K | 0.1% |
| Maine (ME) | 1 | $78K | 0.1% |
Why Choose American National Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 1,172 SBA loans approved, totaling $340.6M in financing
- ✓Industry Expertise: Specialized focus on Home Health Care Services, Beauty Salons, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 6.47% with flexible term lengths averaging 92 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $291K
- ✓Nationwide Reach: Active lending in 40 states, with strong presence in NE, MN, IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American National Bank SBA lending
What types of businesses does American National Bank typically finance?
American National Bank specializes in SBA 7(a) lending to specific industries including home health care services, beauty salons, fitness and recreational sports centers, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American National Bank's typical SBA loan terms?
American National Bank's SBA 7(a) loans typically feature an average interest rate of 6.47% and average term length of 92 months (approximately 8 years). Loan sizes range from $5K to $5.0M, with an average loan size of $291K.
Do I need a business valuation for a American National Bank SBA loan?
Yes, American National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American National Bank compare to other SBA lenders?
American National Bank has originated 1,172 SBA loans totaling $340.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American National Bank lend in?
American National Bank provides SBA 7(a) financing with particularly strong presence in NE, MN, IA, CA, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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