American Continental Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American Continental Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445320 | Other | 312 | $208.9M | $669K | 15.1% |
| 722511 | Full-Service Restaurants | 264 | $235.8M | $893K | 12.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 208 | $515.4M | $2.5M | 10.1% |
| 445310 | Beer, Wine, and Liquor Stores | 176 | $119.1M | $677K | 8.5% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 152 | $145.2M | $956K | 7.4% |
| 447110 | Gasoline Stations with Convenience Stores | 112 | $223.4M | $2.0M | 5.4% |
| 445131 | Other | 112 | $74.9M | $669K | 5.4% |
| 457110 | Other | 104 | $190.7M | $1.8M | 5.0% |
| 722513 | Limited-Service Restaurants | 80 | $30.4M | $381K | 3.9% |
| 445120 | Convenience Stores | 56 | $28.6M | $511K | 2.7% |
Geographic Distribution
SBA lending activity for American Continental Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 1,392 | $1.31B | 67.4% |
| Texas (TX) | 360 | $365.3M | 17.4% |
| Washington (WA) | 184 | $275.7M | 8.9% |
| Oregon (OR) | 64 | $88.7M | 3.1% |
| Arizona (AZ) | 16 | $40.9M | 0.8% |
| New Jersey (NJ) | 8 | $40.0M | 0.4% |
| Mississippi (MS) | 8 | $28.2M | 0.4% |
| Louisiana (LA) | 8 | $21.8M | 0.4% |
| Nevada (NV) | 16 | $15.0M | 0.8% |
| Arkansas (AR) | 8 | $2.4M | 0.4% |
Why Choose American Continental Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,064 SBA loans approved, totaling $2.19B in financing
- ✓Industry Expertise: Specialized focus on Other, Full-Service Restaurants, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 7.16% with flexible term lengths averaging 205 months
- ✓Loan Range: Loan sizes from $50K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 10 states, with strong presence in CA, TX, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Continental Bank SBA lending
What types of businesses does American Continental Bank typically finance?
American Continental Bank specializes in SBA 7(a) lending to specific industries including other, full-service restaurants, hotels (except casino hotels) and motels, beer, wine, and liquor stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Continental Bank's typical SBA loan terms?
American Continental Bank's SBA 7(a) loans typically feature an average interest rate of 7.16% and average term length of 205 months (approximately 17 years). Loan sizes range from $50K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a American Continental Bank SBA loan?
Yes, American Continental Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Continental Bank compare to other SBA lenders?
American Continental Bank has originated 2,064 SBA loans totaling $2.19B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Continental Bank lend in?
American Continental Bank provides SBA 7(a) financing with particularly strong presence in CA, TX, WA, OR, AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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