Alliance CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Alliance CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 237310 | Highway, Street, and Bridge Construction | 1 | $100K | $100K | 5.0% |
| 624410 | Child Care Services | 1 | $50K | $50K | 5.0% |
| 812990 | All Other Personal Services | 1 | $90K | $90K | 5.0% |
| 485991 | Special Needs Transportation | 1 | $25K | $25K | 5.0% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 1 | $165K | $165K | 5.0% |
| 812910 | Pet Care (except Veterinary) Services | 1 | $725K | $725K | 5.0% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1 | $60K | $60K | 5.0% |
| 561720 | Janitorial Services | 1 | $25K | $25K | 5.0% |
| 722513 | Limited-Service Restaurants | 1 | $80K | $80K | 5.0% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 1 | $60K | $60K | 5.0% |
Geographic Distribution
SBA lending activity for Alliance CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 20 | $3.4M | 100.0% |
Why Choose Alliance CU?
Based on SBA 7(a) lending track record from 2005-2018
- ✓Proven Track Record: 20 SBA loans approved, totaling $3.4M in financing
- ✓Industry Expertise: Specialized focus on Highway, Street, and Bridge Construction, Child Care Services, All Other Personal Services
- ✓Competitive Terms: Average interest rate of 6.22% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $25K to $858K, with an average of $170K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Alliance CU SBA lending
What types of businesses does Alliance CU typically finance?
Alliance CU specializes in SBA 7(a) lending to specific industries including highway, street, and bridge construction, child care services, all other personal services, special needs transportation. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Alliance CU's typical SBA loan terms?
Alliance CU's SBA 7(a) loans typically feature an average interest rate of 6.22% and average term length of 110 months (approximately 9 years). Loan sizes range from $25K to $858K, with an average loan size of $170K.
Do I need a business valuation for a Alliance CU SBA loan?
Yes, Alliance CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Alliance CU compare to other SBA lenders?
Alliance CU has originated 20 SBA loans totaling $3.4M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Alliance CU lend in?
Alliance CU provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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