Alliance Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Alliance Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 4 | $1.5M | $376K | 2.5% |
| 424310 | Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers | 3 | $121K | $40K | 1.8% |
| 485320 | Limousine Service | 3 | $845K | $282K | 1.8% |
| 445292 | Confectionery and Nut Retailers | 3 | $400K | $133K | 1.8% |
| 541519 | Other Computer Related Services | 3 | $715K | $238K | 1.8% |
| 321113 | Sawmills | 3 | $1.3M | $428K | 1.8% |
| 811111 | General Automotive Repair | 3 | $600K | $200K | 1.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 | $1.2M | $405K | 1.8% |
| 713940 | Fitness and Recreational Sports Centers | 3 | $182K | $61K | 1.8% |
| 531390 | Other Activities Related to Real Estate | 2 | $2.2M | $1.1M | 1.2% |
Geographic Distribution
SBA lending activity for Alliance Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 98 | $40.8M | 60.1% |
| Texas (TX) | 23 | $5.9M | 14.1% |
| Pennsylvania (PA) | 7 | $4.3M | 4.3% |
| Indiana (IN) | 8 | $2.7M | 4.9% |
| Missouri (MO) | 11 | $2.2M | 6.7% |
| Wisconsin (WI) | 14 | $1.6M | 8.6% |
| Arizona (AZ) | 1 | $107K | 0.6% |
| Delaware (DE) | 1 | $100K | 0.6% |
Why Choose Alliance Bank?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 163 SBA loans approved, totaling $57.6M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers, Limousine Service
- ✓Competitive Terms: Average interest rate of 5.99% with flexible term lengths averaging 109 months
- ✓Loan Range: Loan sizes from $11K to $3.5M, with an average of $354K
- ✓Nationwide Reach: Active lending in 8 states, with strong presence in MN, TX, WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Alliance Bank SBA lending
What types of businesses does Alliance Bank typically finance?
Alliance Bank specializes in SBA 7(a) lending to specific industries including landscaping services, piece goods, notions, and other dry goods merchant wholesalers, limousine service, confectionery and nut retailers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Alliance Bank's typical SBA loan terms?
Alliance Bank's SBA 7(a) loans typically feature an average interest rate of 5.99% and average term length of 109 months (approximately 9 years). Loan sizes range from $11K to $3.5M, with an average loan size of $354K.
Do I need a business valuation for a Alliance Bank SBA loan?
Yes, Alliance Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Alliance Bank compare to other SBA lenders?
Alliance Bank has originated 163 SBA loans totaling $57.6M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Alliance Bank lend in?
Alliance Bank provides SBA 7(a) financing with particularly strong presence in MN, TX, WI, MO, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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