Accion Opportunity Fund Community Development
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Accion Opportunity Fund Community Development
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 40 | $9.7M | $243K | 10.0% |
| 722513 | Limited-Service Restaurants | 32 | $6.2M | $194K | 8.0% |
| 812113 | Nail Salons | 24 | $4.2M | $175K | 6.0% |
| 484230 | Specialized Freight (except Used Goods) Trucking, Long-Distance | 16 | $2.6M | $166K | 4.0% |
| 541511 | Custom Computer Programming Services | 16 | $5.4M | $338K | 4.0% |
| 455219 | Other | 8 | $2.0M | $250K | 2.0% |
| 492110 | Couriers | 8 | $2.4M | $300K | 2.0% |
| 339930 | Doll, Toy, and Game Manufacturing | 8 | $2.6M | $330K | 2.0% |
| 424460 | Fish and Seafood Merchant Wholesalers | 8 | $1.6M | $200K | 2.0% |
| 456191 | Other | 8 | $2.8M | $350K | 2.0% |
Geographic Distribution
SBA lending activity for Accion Opportunity Fund Community Development by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 88 | $27.6M | 22.0% |
| Texas (TX) | 56 | $14.9M | 14.0% |
| Florida (FL) | 40 | $9.8M | 10.0% |
| Virginia (VA) | 40 | $9.6M | 10.0% |
| California (CA) | 24 | $6.3M | 6.0% |
| Colorado (CO) | 24 | $6.2M | 6.0% |
| Minnesota (MN) | 16 | $4.4M | 4.0% |
| North Carolina (NC) | 24 | $3.1M | 6.0% |
| Indiana (IN) | 8 | $2.8M | 2.0% |
| Rhode Island (RI) | 8 | $2.8M | 2.0% |
| Pennsylvania (PA) | 8 | $2.8M | 2.0% |
| Massachusetts (MA) | 16 | $2.0M | 4.0% |
| Iowa (IA) | 8 | $1.8M | 2.0% |
| Oregon (OR) | 8 | $1.7M | 2.0% |
| Kentucky (KY) | 8 | $1.4M | 2.0% |
| Arizona (AZ) | 8 | $1.2M | 2.0% |
| Ohio (OH) | 8 | $1.2M | 2.0% |
| Wisconsin (WI) | 8 | $1.2M | 2.0% |
Why Choose Accion Opportunity Fund Community Development?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 400 SBA loans approved, totaling $100.9M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Nail Salons
- ✓Competitive Terms: Average interest rate of 10.50% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $100K to $350K, with an average of $252K
- ✓Nationwide Reach: Active lending in 18 states, with strong presence in NY, TX, VA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Accion Opportunity Fund Community Development SBA lending
What types of businesses does Accion Opportunity Fund Community Development typically finance?
Accion Opportunity Fund Community Development specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, nail salons, specialized freight (except used goods) trucking, long-distance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Accion Opportunity Fund Community Development's typical SBA loan terms?
Accion Opportunity Fund Community Development's SBA 7(a) loans typically feature an average interest rate of 10.50% and average term length of 120 months (approximately 10 years). Loan sizes range from $100K to $350K, with an average loan size of $252K.
Do I need a business valuation for a Accion Opportunity Fund Community Development SBA loan?
Yes, Accion Opportunity Fund Community Development typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Accion Opportunity Fund Community Development compare to other SBA lenders?
Accion Opportunity Fund Community Development has originated 400 SBA loans totaling $100.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Accion Opportunity Fund Community Development lend in?
Accion Opportunity Fund Community Development provides SBA 7(a) financing with particularly strong presence in NY, TX, VA, FL, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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