Access Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Access Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 16 | $1.8M | $114K | 22.2% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $864K | $108K | 11.1% |
| 445320 | Other | 8 | $1.1M | $140K | 11.1% |
| 524210 | Insurance Agencies and Brokerages | 8 | $21.4M | $2.7M | 11.1% |
| 236220 | Commercial and Institutional Building Construction | 8 | $21.6M | $2.7M | 11.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $14.4M | $1.8M | 11.1% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $7.2M | $899K | 11.1% |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 8 | $40.0M | $5.0M | 11.1% |
Geographic Distribution
SBA lending activity for Access Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 64 | $87.0M | 88.9% |
| Florida (FL) | 8 | $21.4M | 11.1% |
Why Choose Access Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $108.4M in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Fitness and Recreational Sports Centers, Other
- ✓Competitive Terms: Average interest rate of 7.08% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $30K to $5.0M, with an average of $1.5M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Access Bank SBA lending
What types of businesses does Access Bank typically finance?
Access Bank specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, fitness and recreational sports centers, other, insurance agencies and brokerages. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Access Bank's typical SBA loan terms?
Access Bank's SBA 7(a) loans typically feature an average interest rate of 7.08% and average term length of 106 months (approximately 9 years). Loan sizes range from $30K to $5.0M, with an average loan size of $1.5M.
Do I need a business valuation for a Access Bank SBA loan?
Yes, Access Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Access Bank compare to other SBA lenders?
Access Bank has originated 72 SBA loans totaling $108.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Access Bank lend in?
Access Bank provides SBA 7(a) financing with particularly strong presence in NE, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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