Woodlands National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Woodlands National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 113310 | Logging | 24 | $3.5M | $147K | 6.3% |
| 238910 | Site Preparation Contractors | 15 | $3.4M | $224K | 3.9% |
| 323111 | Commercial Printing (except Screen and Books) | 13 | $6.5M | $501K | 3.4% |
| 722511 | Full-Service Restaurants | 12 | $5.8M | $481K | 3.1% |
| 311421 | Fruit and Vegetable Canning | 10 | $7.1M | $708K | 2.6% |
| 722410 | Drinking Places (Alcoholic Beverages) | 10 | $3.0M | $296K | 2.6% |
| 484110 | General Freight Trucking, Local | 9 | $812K | $90K | 2.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $1.8M | $219K | 2.1% |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 8 | $1.2M | $150K | 2.1% |
| 541211 | Offices of Certified Public Accountants | 7 | $3.7M | $534K | 1.8% |
Geographic Distribution
SBA lending activity for Woodlands National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 382 | $109.7M | 99.5% |
| Florida (FL) | 2 | $1.9M | 0.5% |
Why Choose Woodlands National Bank?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 384 SBA loans approved, totaling $111.6M in financing
- ✓Industry Expertise: Specialized focus on Logging, Site Preparation Contractors, Commercial Printing (except Screen and Books)
- ✓Competitive Terms: Average interest rate of 5.81% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $10K to $4.1M, with an average of $291K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MN, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Woodlands National Bank SBA lending
What types of businesses does Woodlands National Bank typically finance?
Woodlands National Bank specializes in SBA 7(a) lending to specific industries including logging, site preparation contractors, commercial printing (except screen and books), full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Woodlands National Bank's typical SBA loan terms?
Woodlands National Bank's SBA 7(a) loans typically feature an average interest rate of 5.81% and average term length of 120 months (approximately 10 years). Loan sizes range from $10K to $4.1M, with an average loan size of $291K.
Do I need a business valuation for a Woodlands National Bank SBA loan?
Yes, Woodlands National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Woodlands National Bank compare to other SBA lenders?
Woodlands National Bank has originated 384 SBA loans totaling $111.6M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Woodlands National Bank lend in?
Woodlands National Bank provides SBA 7(a) financing with particularly strong presence in MN, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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