Woodlands Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Woodlands Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541810 | Advertising Agencies | 2 | $80K | $40K | 8.3% |
| 541519 | Other Computer Related Services | 1 | $320K | $320K | 4.2% |
| 327991 | Cut Stone and Stone Product Manufacturing | 1 | $204K | $204K | 4.2% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $40K | $40K | 4.2% |
| 311513 | Cheese Manufacturing | 1 | $330K | $330K | 4.2% |
| 312120 | Breweries | 1 | $150K | $150K | 4.2% |
| 621210 | Offices of Dentists | 1 | $43K | $43K | 4.2% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 1 | $130K | $130K | 4.2% |
| 485510 | Charter Bus Industry | 1 | $350K | $350K | 4.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $25K | $25K | 4.2% |
Geographic Distribution
SBA lending activity for Woodlands Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 24 | $4.2M | 100.0% |
Why Choose Woodlands Bank?
Based on SBA 7(a) lending track record from 1995-2010
- ✓Proven Track Record: 24 SBA loans approved, totaling $4.2M in financing
- ✓Industry Expertise: Specialized focus on Advertising Agencies, Other Computer Related Services, Cut Stone and Stone Product Manufacturing
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $12K to $820K, with an average of $174K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Woodlands Bank SBA lending
What types of businesses does Woodlands Bank typically finance?
Woodlands Bank specializes in SBA 7(a) lending to specific industries including advertising agencies, other computer related services, cut stone and stone product manufacturing, all other miscellaneous fabricated metal product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Woodlands Bank's typical SBA loan terms?
Woodlands Bank's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 100 months (approximately 8 years). Loan sizes range from $12K to $820K, with an average loan size of $174K.
Do I need a business valuation for a Woodlands Bank SBA loan?
Yes, Woodlands Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Woodlands Bank compare to other SBA lenders?
Woodlands Bank has originated 24 SBA loans totaling $4.2M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Woodlands Bank lend in?
Woodlands Bank provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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