Wilson & Muir Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Wilson & Muir Bank & Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $4.4M | $184K | 15.0% |
| 722513 | Limited-Service Restaurants | 24 | $7.6M | $316K | 15.0% |
| 623312 | Homes for the Elderly | 16 | $29.2M | $1.8M | 10.0% |
| 561730 | Landscaping Services | 8 | $1.4M | $179K | 5.0% |
| 488490 | Other Support Activities for Road Transportation | 8 | $360K | $45K | 5.0% |
| 811111 | General Automotive Repair | 8 | $200K | $25K | 5.0% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $480K | $60K | 5.0% |
| 523930 | Investment Advice | 8 | $1.6M | $195K | 5.0% |
| 541921 | Photography Studios, Portrait | 8 | $400K | $50K | 5.0% |
| 524126 | Direct Property and Casualty Insurance Carriers | 8 | $4.1M | $515K | 5.0% |
Geographic Distribution
SBA lending activity for Wilson & Muir Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 160 | $62.2M | 100.0% |
Why Choose Wilson & Muir Bank & Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 160 SBA loans approved, totaling $62.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Homes for the Elderly
- ✓Competitive Terms: Average interest rate of 7.63% with flexible term lengths averaging 99 months
- ✓Loan Range: Loan sizes from $25K to $3.5M, with an average of $389K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wilson & Muir Bank & Trust Company SBA lending
What types of businesses does Wilson & Muir Bank & Trust Company typically finance?
Wilson & Muir Bank & Trust Company specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, homes for the elderly, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wilson & Muir Bank & Trust Company's typical SBA loan terms?
Wilson & Muir Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 7.63% and average term length of 99 months (approximately 8 years). Loan sizes range from $25K to $3.5M, with an average loan size of $389K.
Do I need a business valuation for a Wilson & Muir Bank & Trust Company SBA loan?
Yes, Wilson & Muir Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wilson & Muir Bank & Trust Company compare to other SBA lenders?
Wilson & Muir Bank & Trust Company has originated 160 SBA loans totaling $62.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wilson & Muir Bank & Trust Company lend in?
Wilson & Muir Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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