Western Nebraska Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Western Nebraska Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112111 | Beef Cattle Ranching and Farming | 9 | $908K | $101K | 14.3% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 5 | $769K | $154K | 7.9% |
| 111150 | Corn Farming | 5 | $261K | $52K | 7.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 | $3.0M | $741K | 6.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 | $165K | $41K | 6.3% |
| 424910 | Farm Supplies Merchant Wholesalers | 3 | $250K | $83K | 4.8% |
| 811111 | General Automotive Repair | 3 | $239K | $80K | 4.8% |
| 713940 | Fitness and Recreational Sports Centers | 2 | $149K | $75K | 3.2% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 2 | $100K | $50K | 3.2% |
| 485999 | All Other Transit and Ground Passenger Transportation | 2 | $321K | $160K | 3.2% |
Geographic Distribution
SBA lending activity for Western Nebraska Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 62 | $7.5M | 98.4% |
| Texas (TX) | 1 | $50K | 1.6% |
Why Choose Western Nebraska Bank?
Based on SBA 7(a) lending track record from 2000-2025
- ✓Proven Track Record: 63 SBA loans approved, totaling $7.5M in financing
- ✓Industry Expertise: Specialized focus on Beef Cattle Ranching and Farming, Supermarkets and Other Grocery Retailers (except Convenience Retailers), Corn Farming
- ✓Competitive Terms: Average interest rate of 6.79% with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $5K to $2.3M, with an average of $120K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Western Nebraska Bank SBA lending
What types of businesses does Western Nebraska Bank typically finance?
Western Nebraska Bank specializes in SBA 7(a) lending to specific industries including beef cattle ranching and farming, supermarkets and other grocery retailers (except convenience retailers), corn farming, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Western Nebraska Bank's typical SBA loan terms?
Western Nebraska Bank's SBA 7(a) loans typically feature an average interest rate of 6.79% and average term length of 101 months (approximately 8 years). Loan sizes range from $5K to $2.3M, with an average loan size of $120K.
Do I need a business valuation for a Western Nebraska Bank SBA loan?
Yes, Western Nebraska Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Western Nebraska Bank compare to other SBA lenders?
Western Nebraska Bank has originated 63 SBA loans totaling $7.5M since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Western Nebraska Bank lend in?
Western Nebraska Bank provides SBA 7(a) financing with particularly strong presence in NE, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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