Western Alliance Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Western Alliance Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 64 | $41.8M | $654K | 4.7% |
| 722513 | Limited-Service Restaurants | 56 | $88.9M | $1.6M | 4.1% |
| 561730 | Landscaping Services | 56 | $19.7M | $351K | 4.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 56 | $37.8M | $674K | 4.1% |
| 531311 | Residential Property Managers | 48 | $13.3M | $278K | 3.5% |
| 541110 | Offices of Lawyers | 48 | $68.8M | $1.4M | 3.5% |
| 457110 | Other | 40 | $42.7M | $1.1M | 2.9% |
| 532490 | Other Commercial and Industrial Machinery and Equipment Rental and Lea | 40 | $64.0M | $1.6M | 2.9% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 40 | $87.4M | $2.2M | 2.9% |
| 541320 | Landscape Architectural Services | 32 | $29.4M | $920K | 2.3% |
Geographic Distribution
SBA lending activity for Western Alliance Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 464 | $486.4M | 33.7% |
| Nevada (NV) | 432 | $468.7M | 31.4% |
| Arizona (AZ) | 408 | $371.6M | 29.7% |
| New York (NY) | 32 | $50.9M | 2.3% |
| Utah (UT) | 24 | $31.7M | 1.7% |
| Oklahoma (OK) | 8 | $7.4M | 0.6% |
| Florida (FL) | 8 | $5.7M | 0.6% |
Why Choose Western Alliance Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,376 SBA loans approved, totaling $1.42B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Landscaping Services
- ✓Competitive Terms: Average interest rate of 7.45% with flexible term lengths averaging 152 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $1.0M
- ✓Nationwide Reach: Active lending in 7 states, with strong presence in CA, NV, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Western Alliance Bank SBA lending
What types of businesses does Western Alliance Bank typically finance?
Western Alliance Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, landscaping services, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Western Alliance Bank's typical SBA loan terms?
Western Alliance Bank's SBA 7(a) loans typically feature an average interest rate of 7.45% and average term length of 152 months (approximately 13 years). Loan sizes range from $25K to $5.0M, with an average loan size of $1.0M.
Do I need a business valuation for a Western Alliance Bank SBA loan?
Yes, Western Alliance Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Western Alliance Bank compare to other SBA lenders?
Western Alliance Bank has originated 1,376 SBA loans totaling $1.42B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Western Alliance Bank lend in?
Western Alliance Bank provides SBA 7(a) financing with particularly strong presence in CA, NV, AZ, NY, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.