West Valley National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by West Valley National Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 16 | $19.0M | $1.2M | 50.0% |
| 624120 | Services for the Elderly and Persons with Disabilities | 8 | $1.4M | $170K | 25.0% |
| 238210 | Electrical Contractors | 8 | $2.4M | $300K | 25.0% |
Geographic Distribution
SBA lending activity for West Valley National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 24 | $20.3M | 75.0% |
| Nevada (NV) | 8 | $2.4M | 25.0% |
Why Choose West Valley National Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $22.7M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Services for the Elderly and Persons with Disabilities, Electrical Contractors
- ✓Competitive Terms: Average interest rate of 6.38% with flexible term lengths averaging 165 months
- ✓Loan Range: Loan sizes from $170K to $1.8M, with an average of $710K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in AZ, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about West Valley National Bank SBA lending
What types of businesses does West Valley National Bank typically finance?
West Valley National Bank specializes in SBA 7(a) lending to specific industries including offices of dentists, services for the elderly and persons with disabilities, electrical contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are West Valley National Bank's typical SBA loan terms?
West Valley National Bank's SBA 7(a) loans typically feature an average interest rate of 6.38% and average term length of 165 months (approximately 14 years). Loan sizes range from $170K to $1.8M, with an average loan size of $710K.
Do I need a business valuation for a West Valley National Bank SBA loan?
Yes, West Valley National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does West Valley National Bank compare to other SBA lenders?
West Valley National Bank has originated 32 SBA loans totaling $22.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does West Valley National Bank lend in?
West Valley National Bank provides SBA 7(a) financing with particularly strong presence in AZ, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.