WesBanco Bank, Inc.
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by WesBanco Bank, Inc. · FY 2025
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 485991 | Special Needs Transportation | 4 | $1.0M | $254K | 8.3% |
| 325612 | Polish and Other Sanitation Good Manufacturing | 3 | $8.3M | $2.8M | 6.3% |
| 722513 | Limited-Service Restaurants | 3 | $3.7M | $1.2M | 6.3% |
| 812910 | Pet Care (except Veterinary) Services | 2 | $122K | $61K | 4.2% |
| 238910 | Site Preparation Contractors | 2 | $3.2M | $1.6M | 4.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $217K | $109K | 4.2% |
| 611620 | Sports and Recreation Instruction | 2 | $800K | $400K | 4.2% |
| 541211 | Offices of Certified Public Accountants | 2 | $193K | $97K | 4.2% |
| 424410 | General Line Grocery Merchant Wholesalers | 2 | $296K | $148K | 4.2% |
| 335991 | Carbon and Graphite Product Manufacturing | 2 | $380K | $190K | 4.2% |
Geographic Distribution
SBA lending activity for WesBanco Bank, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Ohio (OH) | 23 | $22.1M | 47.9% |
| District of Columbia (DC) | 2 | $3.4M | 4.2% |
| Maryland (MD) | 6 | $1.6M | 12.5% |
| Kentucky (KY) | 7 | $1.1M | 14.6% |
| Indiana (IN) | 4 | $949K | 8.3% |
| Virginia (VA) | 2 | $800K | 4.2% |
| Pennsylvania (PA) | 3 | $489K | 6.3% |
| Michigan (MI) | 1 | $120K | 2.1% |
Why Choose WesBanco Bank, Inc.?
Based on SBA 7(a) lending track record in FY 2025
- ✓Proven Track Record: 48 SBA loans approved, totaling $30.5M in financing
- ✓Industry Expertise: Specialized focus on Special Needs Transportation, Polish and Other Sanitation Good Manufacturing, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 9.76% with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $21K to $3.9M, with an average of $636K
- ✓Nationwide Reach: Active lending in 8 states, with strong presence in OH, KY, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about WesBanco Bank, Inc. SBA lending
What types of businesses does WesBanco Bank, Inc. typically finance?
WesBanco Bank, Inc. specializes in SBA 7(a) lending to specific industries including special needs transportation, polish and other sanitation good manufacturing, limited-service restaurants, pet care (except veterinary) services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are WesBanco Bank, Inc.'s typical SBA loan terms?
WesBanco Bank, Inc.'s SBA 7(a) loans typically feature an average interest rate of 9.76% and average term length of 128 months (approximately 11 years). Loan sizes range from $21K to $3.9M, with an average loan size of $636K.
Do I need a business valuation for a WesBanco Bank, Inc. SBA loan?
Yes, WesBanco Bank, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does WesBanco Bank, Inc. compare to other SBA lenders?
WesBanco Bank, Inc. has originated 48 SBA loans totaling $30.5M in FY 2025. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does WesBanco Bank, Inc. lend in?
WesBanco Bank, Inc. provides SBA 7(a) financing with particularly strong presence in OH, KY, MD, IN, PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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