Vista Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Vista Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 5 | $1.4M | $277K | 4.2% |
| 561730 | Landscaping Services | 3 | $215K | $72K | 2.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 2 | $127K | $64K | 1.7% |
| 621310 | Offices of Chiropractors | 2 | $115K | $58K | 1.7% |
| 812112 | Beauty Salons | 2 | $53K | $27K | 1.7% |
| 524210 | Insurance Agencies and Brokerages | 2 | $250K | $125K | 1.7% |
| 811111 | General Automotive Repair | 2 | $330K | $165K | 1.7% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $190K | $95K | 1.7% |
| 811192 | Car Washes | 1 | $500K | $500K | 0.8% |
| 541370 | Surveying and Mapping (except Geophysical) Services | 1 | $65K | $65K | 0.8% |
Geographic Distribution
SBA lending activity for Vista Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Jersey (NJ) | 93 | $16.3M | 77.5% |
| Pennsylvania (PA) | 27 | $2.6M | 22.5% |
Why Choose Vista Bank, National Association?
Based on SBA 7(a) lending track record from 1997-2002
- ✓Proven Track Record: 120 SBA loans approved, totaling $18.9M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Landscaping Services, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $20K to $900K, with an average of $158K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NJ, PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vista Bank, National Association SBA lending
What types of businesses does Vista Bank, National Association typically finance?
Vista Bank, National Association specializes in SBA 7(a) lending to specific industries including child care services, landscaping services, coin-operated laundries and drycleaners, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vista Bank, National Association's typical SBA loan terms?
Vista Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 113 months (approximately 9 years). Loan sizes range from $20K to $900K, with an average loan size of $158K.
Do I need a business valuation for a Vista Bank, National Association SBA loan?
Yes, Vista Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vista Bank, National Association compare to other SBA lenders?
Vista Bank, National Association has originated 120 SBA loans totaling $18.9M since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vista Bank, National Association lend in?
Vista Bank, National Association provides SBA 7(a) financing with particularly strong presence in NJ, PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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