Vermont Community Loan Fund, Inc.
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Vermont Community Loan Fund, Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 458110 | Other | 16 | $1.6M | $100K | 25.0% |
| 621310 | Offices of Chiropractors | 8 | $1.6M | $200K | 12.5% |
| 325411 | Medicinal and Botanical Manufacturing | 8 | $600K | $75K | 12.5% |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 8 | $520K | $65K | 12.5% |
| 311513 | Cheese Manufacturing | 8 | $476K | $60K | 12.5% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 8 | $600K | $75K | 12.5% |
| 624410 | Child Day Care Services | 8 | $800K | $100K | 12.5% |
Geographic Distribution
SBA lending activity for Vermont Community Loan Fund, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Vermont (VT) | 64 | $6.2M | 100.0% |
Why Choose Vermont Community Loan Fund, Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $6.2M in financing
- ✓Industry Expertise: Specialized focus on Other, Offices of Chiropractors, Medicinal and Botanical Manufacturing
- ✓Competitive Terms: Average interest rate of 7.19% with flexible term lengths averaging 68 months
- ✓Loan Range: Loan sizes from $49K to $200K, with an average of $97K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in VT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vermont Community Loan Fund, Inc. SBA lending
What types of businesses does Vermont Community Loan Fund, Inc. typically finance?
Vermont Community Loan Fund, Inc. specializes in SBA 7(a) lending to specific industries including other, offices of chiropractors, medicinal and botanical manufacturing, promoters of performing arts, sports, and similar events with faciliti. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vermont Community Loan Fund, Inc.'s typical SBA loan terms?
Vermont Community Loan Fund, Inc.'s SBA 7(a) loans typically feature an average interest rate of 7.19% and average term length of 68 months (approximately 6 years). Loan sizes range from $49K to $200K, with an average loan size of $97K.
Do I need a business valuation for a Vermont Community Loan Fund, Inc. SBA loan?
Yes, Vermont Community Loan Fund, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vermont Community Loan Fund, Inc. compare to other SBA lenders?
Vermont Community Loan Fund, Inc. has originated 64 SBA loans totaling $6.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vermont Community Loan Fund, Inc. lend in?
Vermont Community Loan Fund, Inc. provides SBA 7(a) financing with particularly strong presence in VT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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