VelocitySBA, LLC
SBA 7(a) Lending Profile · FY 2026 analysis
Industry Focus
Top industries served by VelocitySBA, LLC
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 352 | $381.8M | $1.1M | 6.1% |
| 721110 | Hotels (except Casino Hotels) and Motels | 256 | $541.3M | $2.1M | 4.4% |
| 722513 | Limited-Service Restaurants | 248 | $174.7M | $704K | 4.3% |
| 445310 | Beer, Wine, and Liquor Stores | 216 | $190.5M | $882K | 3.7% |
| 445320 | Other | 176 | $108.4M | $616K | 3.0% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 176 | $213.6M | $1.2M | 3.0% |
| 811111 | General Automotive Repair | 168 | $208.5M | $1.2M | 2.9% |
| 447110 | Gasoline Stations with Convenience Stores | 136 | $246.2M | $1.8M | 2.3% |
| 238990 | All Other Specialty Trade Contractors | 128 | $197.2M | $1.5M | 2.2% |
| 811192 | Car Washes | 128 | $161.6M | $1.3M | 2.2% |
Geographic Distribution
SBA lending activity for VelocitySBA, LLC by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 2,072 | $2.26B | 35.6% |
| Texas (TX) | 864 | $1.23B | 14.9% |
| Florida (FL) | 408 | $430.7M | 7.0% |
| Colorado (CO) | 384 | $389.4M | 6.6% |
| Illinois (IL) | 360 | $366.9M | 6.2% |
| Arizona (AZ) | 320 | $363.6M | 5.5% |
| Georgia (GA) | 152 | $156.8M | 2.6% |
| Wisconsin (WI) | 152 | $110.5M | 2.6% |
| Oregon (OR) | 112 | $104.5M | 1.9% |
| Oklahoma (OK) | 72 | $75.6M | 1.2% |
| South Carolina (SC) | 72 | $74.8M | 1.2% |
| Nevada (NV) | 64 | $66.2M | 1.1% |
| New York (NY) | 48 | $64.1M | 0.8% |
| Washington (WA) | 40 | $59.2M | 0.7% |
| Maryland (MD) | 64 | $56.9M | 1.1% |
| Kentucky (KY) | 40 | $56.7M | 0.7% |
| Massachusetts (MA) | 56 | $52.9M | 1.0% |
| Connecticut (CT) | 48 | $51.4M | 0.8% |
| Arkansas (AR) | 40 | $49.0M | 0.7% |
| Kansas (KS) | 24 | $43.9M | 0.4% |
| Louisiana (LA) | 24 | $42.8M | 0.4% |
| New Mexico (NM) | 24 | $42.0M | 0.4% |
| Alabama (AL) | 40 | $41.4M | 0.7% |
| Ohio (OH) | 32 | $36.3M | 0.6% |
| Pennsylvania (PA) | 32 | $31.1M | 0.6% |
| Missouri (MO) | 40 | $30.9M | 0.7% |
| North Carolina (NC) | 48 | $21.6M | 0.8% |
| District of Columbia (DC) | 8 | $15.3M | 0.1% |
| Minnesota (MN) | 24 | $14.4M | 0.4% |
| South Dakota (SD) | 8 | $14.3M | 0.1% |
| Tennessee (TN) | 24 | $13.9M | 0.4% |
| Utah (UT) | 16 | $13.4M | 0.3% |
| Michigan (MI) | 24 | $10.2M | 0.4% |
| Virginia (VA) | 24 | $10.0M | 0.4% |
| Iowa (IA) | 8 | $9.8M | 0.1% |
| West Virginia (WV) | 8 | $7.4M | 0.1% |
| Montana (MT) | 8 | $4.1M | 0.1% |
| Delaware (DE) | 8 | $3.5M | 0.1% |
| Idaho (ID) | 8 | $3.0M | 0.1% |
| New Hampshire (NH) | 8 | $2.8M | 0.1% |
| Indiana (IN) | 8 | $1.9M | 0.1% |
Why Choose VelocitySBA, LLC?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 5,816 SBA loans approved, totaling $6.43B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Hotels (except Casino Hotels) and Motels, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.71% with flexible term lengths averaging 207 months
- ✓Loan Range: Loan sizes from $103K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 41 states, with strong presence in CA, TX, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about VelocitySBA, LLC SBA lending
What types of businesses does VelocitySBA, LLC typically finance?
VelocitySBA, LLC specializes in SBA 7(a) lending to specific industries including full-service restaurants, hotels (except casino hotels) and motels, limited-service restaurants, beer, wine, and liquor stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are VelocitySBA, LLC's typical SBA loan terms?
VelocitySBA, LLC's SBA 7(a) loans typically feature an average interest rate of 8.71% and average term length of 207 months (approximately 17 years). Loan sizes range from $103K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a VelocitySBA, LLC SBA loan?
Yes, VelocitySBA, LLC typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does VelocitySBA, LLC compare to other SBA lenders?
VelocitySBA, LLC has originated 5,816 SBA loans totaling $6.43B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does VelocitySBA, LLC lend in?
VelocitySBA, LLC provides SBA 7(a) financing with particularly strong presence in CA, TX, FL, CO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.