Valliance Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Valliance Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 24 | $4.0M | $165K | 7.1% |
| 531210 | Offices of Real Estate Agents and Brokers | 16 | $728K | $46K | 4.8% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $1.1M | $67K | 4.8% |
| 561612 | Security Guards and Patrol Services | 16 | $2.8M | $178K | 4.8% |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 16 | $4.8M | $300K | 4.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 16 | $840K | $53K | 4.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $2.1M | $132K | 4.8% |
| 812112 | Beauty Salons | 16 | $4.0M | $250K | 4.8% |
| 621420 | Outpatient Mental Health and Substance Abuse Centers | 8 | $800K | $100K | 2.4% |
| 238160 | Roofing Contractors | 8 | $600K | $75K | 2.4% |
Geographic Distribution
SBA lending activity for Valliance Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 240 | $79.9M | 71.4% |
| Texas (TX) | 96 | $27.2M | 28.6% |
Why Choose Valliance Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 336 SBA loans approved, totaling $107.1M in financing
- ✓Industry Expertise: Specialized focus on Insurance Agencies and Brokerages, Offices of Real Estate Agents and Brokers, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 5.98% with flexible term lengths averaging 79 months
- ✓Loan Range: Loan sizes from $30K to $5.0M, with an average of $319K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in OK, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Valliance Bank SBA lending
What types of businesses does Valliance Bank typically finance?
Valliance Bank specializes in SBA 7(a) lending to specific industries including insurance agencies and brokerages, offices of real estate agents and brokers, fitness and recreational sports centers, security guards and patrol services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Valliance Bank's typical SBA loan terms?
Valliance Bank's SBA 7(a) loans typically feature an average interest rate of 5.98% and average term length of 79 months (approximately 7 years). Loan sizes range from $30K to $5.0M, with an average loan size of $319K.
Do I need a business valuation for a Valliance Bank SBA loan?
Yes, Valliance Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Valliance Bank compare to other SBA lenders?
Valliance Bank has originated 336 SBA loans totaling $107.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Valliance Bank lend in?
Valliance Bank provides SBA 7(a) financing with particularly strong presence in OK, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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