Valley Community Bancshares, Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Valley Community Bancshares, Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311920 | Coffee and Tea Manufacturing | 1 | $105K | $105K | 100.0% |
Geographic Distribution
SBA lending activity for Valley Community Bancshares, Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 1 | $105K | 100.0% |
Why Choose Valley Community Bancshares, Inc?
Based on SBA 7(a) lending track record from 2003-2003
- ✓Proven Track Record: 1 SBA loans approved, totaling $105K in financing
- ✓Industry Expertise: Specialized focus on Coffee and Tea Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $105K to $105K, with an average of $105K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Valley Community Bancshares, Inc SBA lending
What types of businesses does Valley Community Bancshares, Inc typically finance?
Valley Community Bancshares, Inc specializes in SBA 7(a) lending to specific industries including coffee and tea manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Valley Community Bancshares, Inc's typical SBA loan terms?
Valley Community Bancshares, Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 120 months (approximately 10 years). Loan sizes range from $105K to $105K, with an average loan size of $105K.
Do I need a business valuation for a Valley Community Bancshares, Inc SBA loan?
Yes, Valley Community Bancshares, Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Valley Community Bancshares, Inc compare to other SBA lenders?
Valley Community Bancshares, Inc has originated 1 SBA loans totaling $105K since 2003. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Valley Community Bancshares, Inc lend in?
Valley Community Bancshares, Inc provides SBA 7(a) financing with particularly strong presence in WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Certified valuations are often required for SBA loans over $250,000.
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