US Eagle FCU
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by US Eagle FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 24 | $93.0M | $3.9M | 5.1% |
| 722511 | Full-Service Restaurants | 24 | $33.6M | $1.4M | 5.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 24 | $56.4M | $2.4M | 5.1% |
| 237310 | Highway, Street, and Bridge Construction | 16 | $18.0M | $1.1M | 3.4% |
| 713990 | All Other Amusement and Recreation Industries | 16 | $10.8M | $675K | 3.4% |
| 441228 | Motorcycle, ATV, and All Other Motor Vehicle Dealers | 16 | $29.6M | $1.9M | 3.4% |
| 722513 | Limited-Service Restaurants | 16 | $2.6M | $163K | 3.4% |
| 531210 | Offices of Real Estate Agents and Brokers | 16 | $41.8M | $2.6M | 3.4% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $14.0M | $1.8M | 1.7% |
| 312120 | Breweries | 8 | $7.8M | $975K | 1.7% |
Geographic Distribution
SBA lending activity for US Eagle FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 72 | $178.5M | 15.3% |
| Michigan (MI) | 32 | $117.8M | 6.8% |
| California (CA) | 48 | $110.4M | 10.2% |
| New Mexico (NM) | 72 | $100.0M | 15.3% |
| Florida (FL) | 40 | $83.8M | 8.5% |
| Arizona (AZ) | 32 | $76.8M | 6.8% |
| Georgia (GA) | 32 | $72.1M | 6.8% |
| Colorado (CO) | 24 | $58.0M | 5.1% |
| Wisconsin (WI) | 16 | $53.3M | 3.4% |
| Nevada (NV) | 16 | $40.4M | 3.4% |
| Louisiana (LA) | 8 | $40.0M | 1.7% |
| Wyoming (WY) | 8 | $40.0M | 1.7% |
| Oklahoma (OK) | 16 | $31.3M | 3.4% |
| Utah (UT) | 8 | $18.8M | 1.7% |
| Pennsylvania (PA) | 16 | $16.7M | 3.4% |
| Massachusetts (MA) | 8 | $16.3M | 1.7% |
| Ohio (OH) | 8 | $11.2M | 1.7% |
| Arkansas (AR) | 8 | $8.4M | 1.7% |
| Virginia (VA) | 8 | $2.8M | 1.7% |
Why Choose US Eagle FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 472 SBA loans approved, totaling $1.08B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Full-Service Restaurants, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.19% with flexible term lengths averaging 172 months
- ✓Loan Range: Loan sizes from $129K to $5.0M, with an average of $2.3M
- ✓Nationwide Reach: Active lending in 19 states, with strong presence in NM, NY, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about US Eagle FCU SBA lending
What types of businesses does US Eagle FCU typically finance?
US Eagle FCU specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, full-service restaurants, offices of physicians (except mental health specialists), highway, street, and bridge construction. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are US Eagle FCU's typical SBA loan terms?
US Eagle FCU's SBA 7(a) loans typically feature an average interest rate of 6.19% and average term length of 172 months (approximately 14 years). Loan sizes range from $129K to $5.0M, with an average loan size of $2.3M.
Do I need a business valuation for a US Eagle FCU SBA loan?
Yes, US Eagle FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does US Eagle FCU compare to other SBA lenders?
US Eagle FCU has originated 472 SBA loans totaling $1.08B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does US Eagle FCU lend in?
US Eagle FCU provides SBA 7(a) financing with particularly strong presence in NM, NY, CA, FL, AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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