University of Virginia Community Credit Union Inc
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by University of Virginia Community Credit Union Inc
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 485320 | Limousine Service | 32 | $1.2M | $39K | 36.4% |
| 562991 | Septic Tank and Related Services | 16 | $943K | $59K | 18.2% |
| 323111 | Commercial Gravure Printing | 8 | $5.2M | $648K | 9.1% |
| 722330 | Mobile Food Services | 8 | $320K | $40K | 9.1% |
| 238210 | Electrical Contractors | 8 | $4.3M | $540K | 9.1% |
| 812112 | Beauty Salons | 8 | $1.3M | $165K | 9.1% |
| 722320 | Caterers | 8 | $520K | $65K | 9.1% |
Geographic Distribution
SBA lending activity for University of Virginia Community Credit Union Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Virginia (VA) | 88 | $13.8M | 100.0% |
Why Choose University of Virginia Community Credit Union Inc?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 88 SBA loans approved, totaling $13.8M in financing
- ✓Industry Expertise: Specialized focus on Limousine Service, Septic Tank and Related Services, Commercial Gravure Printing
- ✓Competitive Terms: Average interest rate of 7.13% with flexible term lengths averaging 69 months
- ✓Loan Range: Loan sizes from $18K to $648K, with an average of $157K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in VA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about University of Virginia Community Credit Union Inc SBA lending
What types of businesses does University of Virginia Community Credit Union Inc typically finance?
University of Virginia Community Credit Union Inc specializes in SBA 7(a) lending to specific industries including limousine service, septic tank and related services, commercial gravure printing, mobile food services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are University of Virginia Community Credit Union Inc's typical SBA loan terms?
University of Virginia Community Credit Union Inc's SBA 7(a) loans typically feature an average interest rate of 7.13% and average term length of 69 months (approximately 6 years). Loan sizes range from $18K to $648K, with an average loan size of $157K.
Do I need a business valuation for a University of Virginia Community Credit Union Inc SBA loan?
Yes, University of Virginia Community Credit Union Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does University of Virginia Community Credit Union Inc compare to other SBA lenders?
University of Virginia Community Credit Union Inc has originated 88 SBA loans totaling $13.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does University of Virginia Community Credit Union Inc lend in?
University of Virginia Community Credit Union Inc provides SBA 7(a) financing with particularly strong presence in VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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