Unity National Bank of Houston
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Unity National Bank of Houston
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 40 | $9.8M | $245K | 19.2% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $5.6M | $352K | 7.7% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 16 | $8.3M | $518K | 7.7% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 16 | $2.5M | $156K | 7.7% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $17.1M | $2.1M | 3.8% |
| 445298 | Other | 8 | $3.2M | $400K | 3.8% |
| 454210 | Vending Machine Operators | 8 | $1.7M | $210K | 3.8% |
| 323113 | Commercial Screen Printing | 8 | $8.0M | $1.0M | 3.8% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $1.8M | $223K | 3.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $2.9M | $362K | 3.8% |
Geographic Distribution
SBA lending activity for Unity National Bank of Houston by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 200 | $118.7M | 96.2% |
| Missouri (MO) | 8 | $2.2M | 3.8% |
Why Choose Unity National Bank of Houston?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 208 SBA loans approved, totaling $120.8M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physical, Occupational and Speech Therapists, and Audiologi, Fitness and Recreational Sports Centers, Other Miscellaneous Nondurable Goods Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 6.70% with flexible term lengths averaging 151 months
- ✓Loan Range: Loan sizes from $108K to $3.6M, with an average of $581K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Unity National Bank of Houston SBA lending
What types of businesses does Unity National Bank of Houston typically finance?
Unity National Bank of Houston specializes in SBA 7(a) lending to specific industries including offices of physical, occupational and speech therapists, and audiologi, fitness and recreational sports centers, other miscellaneous nondurable goods merchant wholesalers, general freight trucking, long distance, truckload. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Unity National Bank of Houston's typical SBA loan terms?
Unity National Bank of Houston's SBA 7(a) loans typically feature an average interest rate of 6.70% and average term length of 151 months (approximately 13 years). Loan sizes range from $108K to $3.6M, with an average loan size of $581K.
Do I need a business valuation for a Unity National Bank of Houston SBA loan?
Yes, Unity National Bank of Houston typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Unity National Bank of Houston compare to other SBA lenders?
Unity National Bank of Houston has originated 208 SBA loans totaling $120.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Unity National Bank of Houston lend in?
Unity National Bank of Houston provides SBA 7(a) financing with particularly strong presence in TX, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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