UnitedOne Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by UnitedOne Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 8 | $400K | $50K | 8.3% |
| 722511 | Full-Service Restaurants | 8 | $3.3M | $412K | 8.3% |
| 459210 | Other | 8 | $936K | $117K | 8.3% |
| 722513 | Limited-Service Restaurants | 8 | $383K | $48K | 8.3% |
| 561730 | Landscaping Services | 8 | $338K | $42K | 8.3% |
| 456120 | Other | 8 | $725K | $91K | 8.3% |
| 445132 | Other | 8 | $1.9M | $241K | 8.3% |
| 561790 | Other Services to Buildings and Dwellings | 8 | $3.3M | $413K | 8.3% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 8 | $1.7M | $208K | 8.3% |
| 449210 | Other | 8 | $520K | $65K | 8.3% |
Geographic Distribution
SBA lending activity for UnitedOne Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 96 | $15.6M | 100.0% |
Why Choose UnitedOne Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 96 SBA loans approved, totaling $15.6M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, Full-Service Restaurants, Other
- ✓Competitive Terms: Average interest rate of 11.29% with flexible term lengths averaging 138 months
- ✓Loan Range: Loan sizes from $42K to $413K, with an average of $163K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about UnitedOne Credit Union SBA lending
What types of businesses does UnitedOne Credit Union typically finance?
UnitedOne Credit Union specializes in SBA 7(a) lending to specific industries including mobile food services, full-service restaurants, other, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are UnitedOne Credit Union's typical SBA loan terms?
UnitedOne Credit Union's SBA 7(a) loans typically feature an average interest rate of 11.29% and average term length of 138 months (approximately 12 years). Loan sizes range from $42K to $413K, with an average loan size of $163K.
Do I need a business valuation for a UnitedOne Credit Union SBA loan?
Yes, UnitedOne Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does UnitedOne Credit Union compare to other SBA lenders?
UnitedOne Credit Union has originated 96 SBA loans totaling $15.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does UnitedOne Credit Union lend in?
UnitedOne Credit Union provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.