United Fidelity Bank, FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by United Fidelity Bank, FSB
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531190 | Lessors of Other Real Estate Property | 32 | $15.5M | $483K | 26.7% |
| 531210 | Offices of Real Estate Agents and Brokers | 24 | $25.2M | $1.1M | 20.0% |
| 336999 | All Other Transportation Equipment Manufacturing | 8 | $12.6M | $1.6M | 6.7% |
| 722513 | Limited-Service Restaurants | 8 | $10.8M | $1.4M | 6.7% |
| 424310 | Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers | 8 | $18.4M | $2.3M | 6.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $2.3M | $291K | 6.7% |
| 562910 | Remediation Services | 8 | $8.6M | $1.1M | 6.7% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 8 | $2.3M | $283K | 6.7% |
| 623312 | Homes for the Elderly | 8 | $6.4M | $800K | 6.7% |
| 722511 | Full-Service Restaurants | 8 | $3.4M | $420K | 6.7% |
Geographic Distribution
SBA lending activity for United Fidelity Bank, FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 104 | $97.8M | 86.7% |
| Nevada (NV) | 8 | $4.3M | 6.7% |
| VI (VI) | 8 | $3.4M | 6.7% |
Why Choose United Fidelity Bank, FSB?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 120 SBA loans approved, totaling $105.5M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Other Real Estate Property, Offices of Real Estate Agents and Brokers, All Other Transportation Equipment Manufacturing
- ✓Competitive Terms: Average interest rate of 5.30% with flexible term lengths averaging 276 months
- ✓Loan Range: Loan sizes from $135K to $2.3M, with an average of $879K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in CA, NV, VI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about United Fidelity Bank, FSB SBA lending
What types of businesses does United Fidelity Bank, FSB typically finance?
United Fidelity Bank, FSB specializes in SBA 7(a) lending to specific industries including lessors of other real estate property, offices of real estate agents and brokers, all other transportation equipment manufacturing, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are United Fidelity Bank, FSB's typical SBA loan terms?
United Fidelity Bank, FSB's SBA 7(a) loans typically feature an average interest rate of 5.30% and average term length of 276 months (approximately 23 years). Loan sizes range from $135K to $2.3M, with an average loan size of $879K.
Do I need a business valuation for a United Fidelity Bank, FSB SBA loan?
Yes, United Fidelity Bank, FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does United Fidelity Bank, FSB compare to other SBA lenders?
United Fidelity Bank, FSB has originated 120 SBA loans totaling $105.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does United Fidelity Bank, FSB lend in?
United Fidelity Bank, FSB provides SBA 7(a) financing with particularly strong presence in CA, NV, VI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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