Tri Counties Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Tri Counties Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 24 | $12.2M | $509K | 10.3% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 24 | $2.5M | $103K | 10.3% |
| 336212 | Truck Trailer Manufacturing | 16 | $5.3M | $331K | 6.9% |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 8 | $2.6M | $320K | 3.4% |
| 811191 | Automotive Oil Change and Lubrication Shops | 8 | $5.8M | $720K | 3.4% |
| 562991 | Septic Tank and Related Services | 8 | $200K | $25K | 3.4% |
| 311811 | Retail Bakeries | 8 | $8.6M | $1.1M | 3.4% |
| 423840 | Industrial Supplies Merchant Wholesalers | 8 | $1.6M | $195K | 3.4% |
| 238990 | All Other Specialty Trade Contractors | 8 | $800K | $100K | 3.4% |
| 812199 | Other Personal Care Services | 8 | $4.4M | $553K | 3.4% |
Geographic Distribution
SBA lending activity for Tri Counties Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 232 | $89.0M | 100.0% |
Why Choose Tri Counties Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 232 SBA loans approved, totaling $89.0M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Poured Concrete Foundation and Structure Contractors, Truck Trailer Manufacturing
- ✓Competitive Terms: Average interest rate of 6.87% with flexible term lengths averaging 145 months
- ✓Loan Range: Loan sizes from $25K to $1.5M, with an average of $384K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Tri Counties Bank SBA lending
What types of businesses does Tri Counties Bank typically finance?
Tri Counties Bank specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), poured concrete foundation and structure contractors, truck trailer manufacturing, all other miscellaneous store retailers (except tobacco stores). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Tri Counties Bank's typical SBA loan terms?
Tri Counties Bank's SBA 7(a) loans typically feature an average interest rate of 6.87% and average term length of 145 months (approximately 12 years). Loan sizes range from $25K to $1.5M, with an average loan size of $384K.
Do I need a business valuation for a Tri Counties Bank SBA loan?
Yes, Tri Counties Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Tri Counties Bank compare to other SBA lenders?
Tri Counties Bank has originated 232 SBA loans totaling $89.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Tri Counties Bank lend in?
Tri Counties Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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