Traditional Bank Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Traditional Bank Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 13 | $2.5M | $194K | 3.9% |
| 722511 | Full-Service Restaurants | 13 | $9.6M | $740K | 3.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $1.0M | $131K | 2.4% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 7 | $1.6M | $226K | 2.1% |
| 722513 | Limited-Service Restaurants | 5 | $1.8M | $363K | 1.5% |
| 561740 | Carpet and Upholstery Cleaning Services | 4 | $339K | $85K | 1.2% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 4 | $510K | $127K | 1.2% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 | $640K | $160K | 1.2% |
| 561730 | Landscaping Services | 4 | $856K | $214K | 1.2% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 4 | $1.0M | $255K | 1.2% |
Geographic Distribution
SBA lending activity for Traditional Bank Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 335 | $97.9M | 99.7% |
| Indiana (IN) | 1 | $400K | 0.3% |
Why Choose Traditional Bank Inc?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 336 SBA loans approved, totaling $98.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Full-Service Restaurants, Plumbing, Heating, and Air-Conditioning Contractors
- ✓Competitive Terms: Average interest rate of 5.68% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $84 to $2.0M, with an average of $292K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KY, IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Traditional Bank Inc SBA lending
What types of businesses does Traditional Bank Inc typically finance?
Traditional Bank Inc specializes in SBA 7(a) lending to specific industries including offices of dentists, full-service restaurants, plumbing, heating, and air-conditioning contractors, offices of physical, occupational and speech therapists, and audiologists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Traditional Bank Inc's typical SBA loan terms?
Traditional Bank Inc's SBA 7(a) loans typically feature an average interest rate of 5.68% and average term length of 116 months (approximately 10 years). Loan sizes range from $84 to $2.0M, with an average loan size of $292K.
Do I need a business valuation for a Traditional Bank Inc SBA loan?
Yes, Traditional Bank Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Traditional Bank Inc compare to other SBA lenders?
Traditional Bank Inc has originated 336 SBA loans totaling $98.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Traditional Bank Inc lend in?
Traditional Bank Inc provides SBA 7(a) financing with particularly strong presence in KY, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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