Town and Country Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Town and Country Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 456110 | Other | 16 | $5.2M | $325K | 22.2% |
| 722511 | Full-Service Restaurants | 8 | $2.8M | $350K | 11.1% |
| 561730 | Landscaping Services | 8 | $160K | $20K | 11.1% |
| 441330 | Other | 8 | $4.4M | $545K | 11.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $240K | $30K | 11.1% |
| 238910 | Site Preparation Contractors | 8 | $344K | $43K | 11.1% |
| 325412 | Pharmaceutical Preparation Manufacturing | 8 | $920K | $115K | 11.1% |
| 111940 | Hay Farming | 8 | $440K | $55K | 11.1% |
Geographic Distribution
SBA lending activity for Town and Country Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 72 | $14.5M | 100.0% |
Why Choose Town and Country Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $14.5M in financing
- ✓Industry Expertise: Specialized focus on Other, Full-Service Restaurants, Landscaping Services
- ✓Competitive Terms: Average interest rate of 6.23% with flexible term lengths averaging 86 months
- ✓Loan Range: Loan sizes from $20K to $545K, with an average of $201K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Town and Country Bank SBA lending
What types of businesses does Town and Country Bank typically finance?
Town and Country Bank specializes in SBA 7(a) lending to specific industries including other, full-service restaurants, landscaping services, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Town and Country Bank's typical SBA loan terms?
Town and Country Bank's SBA 7(a) loans typically feature an average interest rate of 6.23% and average term length of 86 months (approximately 7 years). Loan sizes range from $20K to $545K, with an average loan size of $201K.
Do I need a business valuation for a Town and Country Bank SBA loan?
Yes, Town and Country Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Town and Country Bank compare to other SBA lenders?
Town and Country Bank has originated 72 SBA loans totaling $14.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Town and Country Bank lend in?
Town and Country Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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