The Peoples Community Bank
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by The Peoples Community Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $2.2M | $135K | 50.0% |
| 423930 | Recyclable Material Merchant Wholesalers | 8 | $2.1M | $258K | 25.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $400K | $50K | 25.0% |
Geographic Distribution
SBA lending activity for The Peoples Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 32 | $4.6M | 100.0% |
Why Choose The Peoples Community Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $4.6M in financing
- ✓Industry Expertise: Specialized focus on Plumbing, Heating, and Air-Conditioning Contractors, Recyclable Material Merchant Wholesalers, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 8.31% with flexible term lengths averaging 156 months
- ✓Loan Range: Loan sizes from $50K to $258K, with an average of $145K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Peoples Community Bank SBA lending
What types of businesses does The Peoples Community Bank typically finance?
The Peoples Community Bank specializes in SBA 7(a) lending to specific industries including plumbing, heating, and air-conditioning contractors, recyclable material merchant wholesalers, hotels (except casino hotels) and motels. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Peoples Community Bank's typical SBA loan terms?
The Peoples Community Bank's SBA 7(a) loans typically feature an average interest rate of 8.31% and average term length of 156 months (approximately 13 years). Loan sizes range from $50K to $258K, with an average loan size of $145K.
Do I need a business valuation for a The Peoples Community Bank SBA loan?
Yes, The Peoples Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Peoples Community Bank compare to other SBA lenders?
The Peoples Community Bank has originated 32 SBA loans totaling $4.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Peoples Community Bank lend in?
The Peoples Community Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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